Austin Telco Federal Credit Union

Headquarters

11149 Research Blvd
Austin, TX 78759
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 4.22% 4.80% →
2-Year CD 4.01% 4.25% →
5-Year CD 3.70% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Austin Telco is an NCUA insured institution located in Austin, TX. It was founded in 1941 and has approximately $2473.83 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships or attends school in Austin's five county Metropolitan Area (Travis, Williamson, Hays, Bastrop and Caldwell Counties) and members of their immediate family (parents, grandparents, spouse, children, grandchildren and siblings).

NCUA Insured Yes / Federally Chartered
Charter Number # # 4584
Date Established 1941
Assets $2,473.83 million
Loans $1,670.63 million
Deposits $1,975.56 million
Capital $334.55 million
 

Field of Membership Restrictions

Membership in Austin Telco Federal Credit Union is open to those who live, work, worship or attend school in Travis, Williamson, Hays, Bastrop and Caldwell Counties in Texas and members of their immediate family.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $100 - Learn More
Money Market
0.25% $2,000 $24,999 Learn More
Money Market
0.35% $25,000 $74,999 Learn More
Money Market
0.40% $75,000 $124,999 Learn More
Money Market
0.50% $125,000 $499,999 Learn More
Money Market
0.80% $500,000 $999,999 Learn More
Money Market
0.95% $1,000,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.06% $1,000 $94,000 Learn More
6 Mo CD
4.16% $95,000 $224,999 Learn More
6 Month
4.27% $225,000 - Learn More
12 Month True Youth
4.05% $25 $5,000 Learn More
12 Mo CD
4.01% $1,000 $94,000 Learn More
12 Mo CD
4.11% $95,000 $224,999 Learn More
12 Month
4.22% $225,000 - Learn More
18 Mo CD
3.91% $1,000 $94,000 Learn More
18 Mo CD
4.01% $95,000 $224,999 Learn More
18 Month
4.11% $225,000 - Learn More
24 Mo CD
3.80% $1,000 $94,000 Learn More
24 Mo CD
3.91% $95,000 $224,999 Learn More
24 Month
4.01% $225,000 - Learn More
36 Mo CD
3.70% $1,000 $94,000 Learn More
36 Mo CD
3.80% $95,000 $224,999 Learn More
36 Month
3.91% $225,000 - Learn More
48 Mo CD
3.60% $1,000 $94,000 Learn More
48 Mo CD
3.70% $95,000 $224,999 Learn More
48 Month
3.80% $225,000 - Learn More
60 Mo CD
3.49% $1,000 $94,000 Learn More
60 Mo CD
3.60% $95,000 $224,999 Learn More
60 Month
3.70% $225,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.05% $1,500 - Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Austin Telco

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Austin Telco
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Austin Telco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

AUSTIN TELCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Austin Telco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Austin Telco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Austin Telco U.S. Average
2.63% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Austin Telco had $8,876,813 in non-current loans and $0 in owned assets. To cover these potential losses it had $334,553,111 in net worth and $2,644,895 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Net Worth
Austin Telco U.S. Average
13.51% 13.93%

Austin Telco FCU has a net worth of 13.51% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Austin Telco


  • January 21, 2021 |

    Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/.


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