Atrium Credit Union
Headquarters
6051 Market Ave Ste C
Middletown, OH 45005
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2025 Overview
General Credit Union Information
Atrium is an NCUA insured institution located in Middletown, OH. It was founded in 1958 and has approximately $11.1 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63446 |
| Date Established | 1958 |
| Assets | $11.10 million |
| Loans | $5.03 million |
| Deposits | $9.76 million |
| Capital | $1.24 million |
Deposit Rates - April 15, 2025
Your Current Location: Vermont, VT 10007
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - April 15, 2025
Your Current Location: Vermont, VT 10007
There are currently no loan rates available for Atrium
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Vermont 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 6606 |
6.847% | 6.750% | 1.00 | $3,197 | $2,076 | Learn More |
NMLS ID: 401822 |
6.896% | 6.750% | 0.88 | $4,795 | $2,076 | Learn More |
NMLS ID: 3030 |
7.602% | 7.500% | 1.00 | $3,200 | $2,238 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Vermont Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Figure Home Equity See Table |
Intro APR 7.300 % After Intro: 7.300 % |
$15,000 |
Learn More
More Info |
Note to Atrium
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Branches
Below are Atrium branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Winooski,Vermont
Atrium Locations around zip code 10007
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 683.89 | A | View Lobby Hours | |
| 683.89 | B | View Lobby Hours | |
| 683.89 | C | View Lobby Hours |
Climate Policy and Initiatives
ATRIUM is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Atrium Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Atrium. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Atrium | U.S. Average |
|---|---|
| 0.09% | 7.07 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2024, Atrium had $1,115 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,238,102 in net worth and $20,000 in loans loss reserves. That gives it a Texas Ratio of 0.09%.
Net Worth
| Atrium | U.S. Average |
|---|---|
| 11.16% | 14.25% |
Atrium FCU has a net worth of 11.16% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Atrium
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