600 Sable Oaks Dr Suite 100
South Portland, ME 04106
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Atlantic Regional is an NCUA insured institution located in South Portland, ME. It was founded in 1941 and has approximately $1069.39 millions in assets.
Who can join?
Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the Maine counties of Cumberland and Sagadahoc.
Spouses of persons who died while within the field of membership of the credit union.
Employees and volunteers of this credit union, members of their immediate families, any relatives of an existing member and any organizations of such persons.
Organizations who provide economic assistance to people within the above-described area through the purchase of shares of this credit union.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 4281 |
Date Established | 1941 |
Assets | $1,069.39 million |
Loans | $755.70 million |
Deposits | $943.12 million |
Capital | $112.32 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
30 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.10% | $1 | $499 | Learn More |
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
Kasasa Cash | 5.00% | $0 | $0.00 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Atlantic Regional
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Atlantic Regional
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Atlantic Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
734.59 | A | View Lobby Hours | |
742.51 | B | View Lobby Hours | |
743.25 | C | View Lobby Hours |
ATLANTIC REGIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Atlantic Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Atlantic Regional | U.S. Average |
---|---|
2.61% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Atlantic Regional had $3,104,183 in non-current loans and $6,453 in owned assets. To cover these potential losses it had $112,319,970 in net worth and $6,660,473 in loans loss reserves. That gives it a Texas Ratio of 2.61%.
Atlantic Regional | U.S. Average |
---|---|
10.5% | 13.93% |
Atlantic Regional FCU has a net worth of 10.5% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Atlantic Regional
SAVESALOT
September 14, 2021
Great Institution!
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