Associated School Employees Credit Union

Headquarters

1690 S. Canfiled Niles Rd
Youngstown, OH 44515
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Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Associated School Employees is an NCUA insured institution located in Youngstown, OH. It was founded in 1958 and has approximately $186.88 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68587
Date Established 1958
Assets $186.88 million
Loans $121.70 million
Deposits $167.51 million
Capital $18.44 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Mahoning, Columbiana, or Trumbull Counties. Membership is also open to faculty, staff and students of Youngstown State University.

Deposit Rates - November 23, 2024

Your Current Location: Ohio, OH 43085

We do not yet have rates for Associated School Employees

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Associated School Employees
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Advertiser Disclosure

Loan Rates - November 23, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Associated School Employees

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,642 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Associated School Employees
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Associated School Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ASSOCIATED SCHOOL EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Associated School Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Associated School Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Associated School Employees U.S. Average
6.07% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Associated School Employees had $968,409 in non-current loans and $175,000 in owned assets. To cover these potential losses it had $18,443,283 in net worth and $408,031 in loans loss reserves. That gives it a Texas Ratio of 6.07%.

Net Worth
Associated School Employees U.S. Average
9.87% 13.93%

Associated School Employees FCU has a net worth of 9.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Associated School Employees

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