Ashland Credit Union

Headquarters

1300 Central Avenue
Ashland, KY 41101
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 1.05% 4.25% →
5-Year CD 1.40% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Ashland is an NCUA insured institution located in Ashland, KY. It was founded in 1942 and has approximately $397.01 millions in assets.

Who can join?

If you are an employee of one of Ashland Credit Union's sponsor companies, you are eligible for membership. These sponsor companies include:
• Arch Coal Inc
• Ashland Inc
• King's Daughters Medical Center & satellites
• Louisiana Offshore Oil Port (LOOP)
• Oldcastle Materials
• Marathon Oil / Petroleum
• Northern Tier Energy
• Patriot Coal
• Pilot Flying J
• Speedway LLC
• Valvoline Instant Oil Change (VIOC)

Family members of an employee, who works for the companies mentioned above, are also eligible for membership. Family members are defined as:
• Spouses
• Parents
• Grandparents
• Children
• Grandchildren
• Siblings
• Aunts & Uncles
• Nieces & Nephews
• Stepbrothers & Stepsisters
• In-Laws

Household members may also join the union. Household is defined as persons living in the same residence maintaining a single economic unit.

Membership is also extended to individuals who live, work, worship, or attend school in the following communities:
• FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence)
• Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford)
• St Paul Park (Minnesota counties of Washington, Dakota, Ramsey, or Hennepin)

NCUA Insured Yes / State-Chartered
Charter Number # # 61792
Date Established 1942
Assets $397.01 million
Loans $291.26 million
Deposits $342.10 million
Capital $46.77 million
 

Field of Membership Restrictions

Ashland CU is open to anyone who resides, holds employment, attends church, or is a registered student in the Kentucky communities of FIVCO Area Development Area or the Bluegrass Area Development District, as well as these counties in the state of Minnesota; Washington, Dakota, Ramsey, or Hennepin. Membership eligibility also extends to include anyone who works for the site listed CU-affiliated companies found on the 'eligibility-requirements' page, as well as the family members of current CU members.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.65% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
1.05% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.40% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Ashland

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Ashland
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Ashland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Ashland Locations around zip code 43085




Climate Policy and Initiatives

ASHLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Ashland Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Ashland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Ashland U.S. Average
6.52% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Ashland had $3,079,579 in non-current loans and $106,470 in owned assets. To cover these potential losses it had $46,772,839 in net worth and $2,070,606 in loans loss reserves. That gives it a Texas Ratio of 6.52%.

Net Worth
Ashland U.S. Average
11.78% 13.93%

Ashland FCU has a net worth of 11.78% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Ashland

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