2024 Overview
General Credit Union Information
Ascend is an NCUA insured institution located in Tullahoma, TN. It was founded in 1951 and has approximately $4352.39 millions in assets.
Who can join?
Immediate family – If your spouse, children, siblings, parents, grandparents, or grandchildren are members of Ascend, you are eligible to join. Stepparents, stepchildren, stepsiblings, and adopted children are also considered to be immediate family members.
Household members – These include individuals who live in the same residence and who maintain a single economic unit. Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency will be considered household members.
If you belong to one of Ascend's select employee groups (SEGs), you are eligible to join.
List of groups
http://www.ascendfcu.org/home/mem/join
If you are 50 or older and live within Ascend’s designated service area, you are eligible to join through the 50 Plus Club.
If you live, work, worship, or attend school in an area that has been deemed financially underserved by the U.S. government, you are eligible to join.
Members of the Tennessee Chapter of The Nature Conservancy (TNC) can join Ascend by bringing their Field Notes newsletter or TNC membership card to their nearest Ascend financial center and opening a savings account with just $5. Those who are not TNC members can make a $25 donation to the Conservancy at any Ascend financial center and immediately become eligible to join Ascend.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7397 |
| Date Established | 1951 |
| Assets | $4,352.39 million |
| Loans | $3,096.97 million |
| Deposits | $3,476.09 million |
| Capital | $602.54 million |
Field of Membership Restrictions
Membership in Ascend Federal Credit Union is open to anyone through a membership in The Nature Conservancy ($25 one-time contribution). Membership is also open to select underserved areas, including all of Franklin County and select areas of utherford, Davidson, Maury and Marshall counties, through employment with a select employer group member or through a family member.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.35% | $2,500 | $2,999 |
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|
|
Money Market
|
0.45% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.16% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.16% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Ascend
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Ascend
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Ascend branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Ascend Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 321.03 | A | View Lobby Hours | |
| 327.56 | B | View Lobby Hours | |
| 328.86 | C | View Lobby Hours | |
| 331.22 | D | View Lobby Hours | |
| 331.87 | E | View Lobby Hours | |
| 335.25 | F | View Lobby Hours | |
| 335.81 | G | View Lobby Hours | |
| 336.94 | H | View Lobby Hours | |
| 338.79 | I | View Lobby Hours | |
| 343.80 | J | View Lobby Hours | |
| 352.27 | K | View Lobby Hours | |
| 354.27 | L | View Lobby Hours | |
| 357.76 | M | View Lobby Hours | |
| 359.93 | N | View Lobby Hours | |
| 359.95 | O | View Lobby Hours | |
| 365.09 | P | View Lobby Hours | |
| 369.74 | Q | View Lobby Hours | |
| 369.95 | R | View Lobby Hours |
Climate Policy and Initiatives
ASCEND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Ascend Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ascend. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ascend | U.S. Average |
|---|---|
| 3.81% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Ascend had $21,704,421 in non-current loans and $1,482,254 in owned assets. To cover these potential losses it had $602,536,388 in net worth and $6,552,257 in loans loss reserves. That gives it a Texas Ratio of 3.81%.
Net Worth
| Ascend | U.S. Average |
|---|---|
| 13.84% | 13.93% |
Ascend FCU has a net worth of 13.84% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ascend
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