Arsenal Credit Union

Headquarters

3780 Vogel Rd
Arnold, MO 63010
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.45% 4.80% →
2-Year CD 0.65% 4.25% →
5-Year CD 1.10% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Arsenal is an NCUA insured institution located in Arnold, MO. It was founded in 1948 and has approximately $413.98 millions in assets.

Who can join?

You qualify for membership if you work or reside in any of the following areas:

Missouri:

Jefferson County
St. Louis County
St. Louis City
Franklin County (limited to ZIP codes 63039, 63055, 63068, 63069, 63077, 63084, 63089, 63090)
Jasper County (limited to ZIP code 64801)
Miller County (limited to ZIP code 65026)
Camden County (limited to ZIP codes 65049 and 65065)
Morgan County (limited to ZIP code 65072)

Illinois:

Madison County
Monroe County
Randolph County
St. Clair County

You may also qualify if you are an employee of any of the following companies* or other groups we serve:

Alberici Constructors
Atlantic Express of Missouri
(The) Booksource/San Val, Inc.
Bunge North America
Dave Sinclair Ford, Inc./Dave Sinclair Auto Group
Department of Veterans Affairs (Veterans Administration)
Four Seasons Group Inc./Lodge of the Four Seasons
Hydromat/Turmatic Systems, Inc.
Kenworth of St. Louis, Inc./Kenworth Trucking Company
Lake Ozarks Hotels & Motels - various
National Geospatial-Intelligence Agency
Seiler Instrument & Manufacturing Company, Inc.
Smurfit-Stone
St. Louis Pre-Sort, Inc.
Unisource
Weber Chevrolet

Members of the following trade unions can also join:

BCTGM Union Local No. 4
Iron Workers Local #396 AFL-CIO

Other:

Any Department of Defense organization in St. Louis area where no organized credit union exists:
Coast Guard personnel in the St. Louis area
National Guard personnel in the St. Louis area
Retired employees of the Department of Defense and Department of Veterans Affairs residing in the St. Louis area
Federal employees
Independent Electrical Contractors (IEC), Inc.
Organization accounts
Postal service
Real-estate agents, appraisers, associations, brokers and companies (in Missouri and Illinois only)

NCUA Insured Yes / State-Chartered
Charter Number # # 67195
Date Established 1948
Assets $413.98 million
Loans $289.59 million
Deposits $372.97 million
Capital $36.21 million
 

Field of Membership Restrictions

Arsenal CU is open to anyone who holds residence or works in any of the site listed counties or zip codes for the states of Illinois and Missouri, if you are an employee at any of the site listed CU-affiliated companies or if you are a member at any of the site listed CU-affiliated organizations.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.08% $1 $99 Learn MoreShow Less
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Arsenal

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.368% 6.250% 0.75 $4,000 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.482% 6.375% 0.75 $3,610 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Arsenal
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Arsenal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ARSENAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Arsenal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arsenal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arsenal U.S. Average
19.06% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Arsenal had $7,452,667 in non-current loans and $45,944 in owned assets. To cover these potential losses it had $36,214,827 in net worth and $3,119,256 in loans loss reserves. That gives it a Texas Ratio of 19.06%.

Net Worth
Arsenal U.S. Average
8.74% 13.93%

Arsenal FCU has a net worth of 8.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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