Arbor Financial Credit Union

Headquarters

1551 S 9th St
Kalamazoo, MI 49009
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.55% 4.80% →
2-Year CD 0.65% 4.25% →
5-Year CD 1.00% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Arbor Financial is an NCUA insured institution located in Kalamazoo, MI. It was founded in 1935 and has approximately $972.83 millions in assets.

Who can join?

AFCU serves employees of the greater educational community (and their families) in 21 counties in Michigan: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ingham, Ionia, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren.

AFCU serves the educational employees of public and private schools, volunteers, retirees, students and alumni of educational institutions, and other related educational organizations such as libraries, daycares and Parent Teacher Associations.

Additionally, AFCU membership is available to: family members of current AFCU members in the counties being served; the teaching hospitals of Bronson Methodist Hospital and Borgess Medical Center; retirees living in a county being served and who receive a retirement payment; employees, pensioners and appointed or elected officials of governmental organizations who live in the counties of Allegan and Van Buren.

Plus non-educational businesses/hospitals/other select employer groups (located within 25 miles of any AFCU office) may also apply to offer AFCU’s many benefits to their employees.

NCUA Insured Yes / State-Chartered
Charter Number # # 61708
Date Established 1935
Assets $972.83 million
Loans $734.77 million
Deposits $752.19 million
Capital $82.09 million
 

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ionia, Ingham, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren Counties in Michigan.

Deposit Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.12% $2,500 $2,999 Learn More
Money Market
0.12% $10,000 $14,999 Learn More
Money Market
0.12% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.25% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.40% $10,000 $14,999 Learn More
36 Mo CD
0.70% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.80% $100,000 $199,999 Learn More
60 Mo CD
0.70% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 7, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Arbor Financial

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.391% 6.250% 1.00 $4,800 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.596% 6.500% 0.63 $3,210 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.993% 6.875% 1.00 $3,852 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.313% 7.250% 0.63 $2,000 $2,183 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Arbor Financial
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Arbor Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Arbor Financial Locations around zip code 43085




Climate Policy and Initiatives

ARBOR FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Arbor Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arbor Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Arbor Financial U.S. Average
3.99% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Arbor Financial had $3,368,460 in non-current loans and $138,864 in owned assets. To cover these potential losses it had $82,087,279 in net worth and $5,715,860 in loans loss reserves. That gives it a Texas Ratio of 3.99%.

Net Worth
Arbor Financial U.S. Average
8.59% 13.93%

Arbor Financial FCU has a net worth of 8.59% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Arbor Financial

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