Apci Federal Credit Union
Headquarters
Po Box 20147
Lehigh Valley, PA 18002
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2024 Overview
General Credit Union Information
Apci is an NCUA insured institution located in Lehigh Valley, PA. It was founded in 1954 and has approximately $661.64 millions in assets.
Who Can Join?
Employees of Air Products and Chemicals, Inc. who work in the United States, including the following subsidiaries - Air Products Energy Enterprises, L.P., Air Products Helium, Inc., Air Products Manufacturing Corporation, Air Products LLC and Air Products Performance Manufacturing, Inc.
Interns and Co-Op employees
Persons retired as Pensioners or Annuitants from Air Products and Chemicals, Inc.
Immediate Family Members of any of the above or current APCI Federal Credit Union members through birth, marriage, or adoptive relationships. Immediate family members are defined as:
Spouse, Children, including step-children, Parents and Grandparents, Brothers, Sisters, Grandchildren
Partners of APCI FCU members maintaining the same household.
Air Products related organizations comprised primarily of persons eligible for membership.
Air Products employees who leave the field of membership, i.e. leave Air Products, may retain membership.
Exclusions: Contract Employees are excluded.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9607 |
| Date Established | 1954 |
| Assets | $661.64 million |
| Loans | $276.88 million |
| Deposits | $610.22 million |
| Capital | $56.97 million |
Field of Membership Restrictions
Membership in APCI Federal Credit Union is open to employees and retirees of Air Products and Chemicals, Inc. and their subsidiaries.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Apci
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Apci
To upload and update your bank's rates please register.
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Branches
Below are Apci branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
APCI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Apci Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Apci. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Apci | U.S. Average |
|---|---|
| 1.15% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Apci had $655,034 in non-current loans and $0 in owned assets. To cover these potential losses it had $56,972,954 in net worth and $9,131 in loans loss reserves. That gives it a Texas Ratio of 1.15%.
Net Worth
| Apci | U.S. Average |
|---|---|
| 8.61% | 13.93% |
Apci FCU has a net worth of 8.61% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Apci
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