American Southwest Credit Union
Headquarters
Po Box 370
Sierra Vista, AZ 85636
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2024 Overview
General Credit Union Information
American Southwest is an NCUA insured institution located in Sierra Vista, AZ. It was founded in 1955 and has approximately $389.19 millions in assets.
Who can join?
All persons, who live, work, worship or attend school in, and their immediate family members, and businesses and other legal entities located within Cochise County, Arizona and Santa Cruz County, Arizona, as well as the following Arizona zip codes: 85602, 85614, 85615, 85622, 85628, 85629, 85641, 85646, 85706, 85707, 85708, 85714, 85730, 85734, 85746, 85747, 85748, and 85757. Membership also includes members of record of this credit union as of March 13, 2000; employees of this credit union; spouses of persons who died while within the field of membership of this credit union; and immediate family members of all aforementioned persons and organizations of such persons.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68567 |
| Date Established | 1955 |
| Assets | $389.19 million |
| Loans | $207.16 million |
| Deposits | $349.31 million |
| Capital | $38.71 million |
Field of Membership Restrictions
American Southwest CU is open to anyone who resides, works, attends church, is a registered student, businesses, and other accredited establishments within the Arizona Counties of Cochise and Santa Cruz, as well as the site listed zip codes. Eligibility also extends to include their direct family members, widows/widowers, and employees of the CU.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for American Southwest
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for American Southwest
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to American Southwest
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are American Southwest branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
American Southwest Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1527.10 | A | View Lobby Hours | |
| 1544.46 | B | View Lobby Hours | |
| 1548.39 | C | View Lobby Hours | |
| 1557.62 | D | View Lobby Hours | |
| 1561.96 | E | View Lobby Hours | |
| 1584.11 | F | View Lobby Hours | |
| 1595.42 | G | View Lobby Hours |
Climate Policy and Initiatives
AMERICAN SOUTHWEST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
American Southwest Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of American Southwest. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| American Southwest | U.S. Average |
|---|---|
| 5.10% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, American Southwest had $1,534,000 in non-current loans and $535,689 in owned assets. To cover these potential losses it had $38,708,497 in net worth and $1,863,169 in loans loss reserves. That gives it a Texas Ratio of 5.10%.
Net Worth
| American Southwest | U.S. Average |
|---|---|
| 9.94% | 13.93% |
American Southwest FCU has a net worth of 9.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for American Southwest
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