2024 Overview
General Credit Union Information
Acfcu is an NCUA insured institution located in Amarillo, TX. It was founded in 1945 and has approximately $329.9 millions in assets.
Who can join?
The field of membership shall be limited to those having the following common bond:
1. Persons who live, work, worship, or attend school in and businesses and other legal entities located in Potter County, Texas, Randall County, Texas or Gray County, Texas;
2. Members of record of this credit union as of March 23, 1998 (the effective date of its conversion to community charter);
3. Spouses of persons who died while within the field of membership of this credit union;
4. Employees of this credit union;
5. Members of their immediate families; and
6. Organizations of such persons."
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5168 |
| Date Established | 1945 |
| Assets | $329.90 million |
| Loans | $226.00 million |
| Deposits | $274.78 million |
| Capital | $26.20 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, go to school in or own a business in Potter, Randall or Gray County.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Acfcu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Acfcu
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Acfcu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Acfcu Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1000.35 | A | View Lobby Hours | |
| 1048.31 | B | View Lobby Hours | |
| 1050.33 | C | View Lobby Hours | |
| 1050.47 | D | View Lobby Hours | |
| 1055.48 | E | View Lobby Hours |
Climate Policy and Initiatives
ACFCU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Acfcu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Acfcu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Acfcu | U.S. Average |
|---|---|
| 9.11% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Acfcu had $2,274,697 in non-current loans and $148,005 in owned assets. To cover these potential losses it had $26,196,280 in net worth and $405,739 in loans loss reserves. That gives it a Texas Ratio of 9.11%.
Net Worth
| Acfcu | U.S. Average |
|---|---|
| 7.92% | 13.93% |
Acfcu FCU has a net worth of 7.92% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Acfcu
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