Altra Federal Credit Union
Headquarters
1700 Oak Forest Dr
Onalaska, WI 54650
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2024 Overview
General Credit Union Information
Altra is an NCUA insured institution located in Onalaska, WI. It was founded in 1931 and has approximately $2842.93 millions in assets.
Who can join?
Many people living in the following counties are eligible to join:
La Crosse, WI
Winona, MN
Rochester, MN
Tyler / Smith County, TX
Clarksville / Montgomery County, TN
Other ways you can be eligible to join...
If you are an immediate family member or household member of a current Altra member, you automatically qualify for membership.
If you are an employee of Trane or a Trane Authorized Dealer, you automatically qualify for membership.
If you are an employee of an Altra Select Employee Group (SEG), you automatically qualify for membership.
If you are a member of Altra's Prime Times Social Club in La Crosse, Wisconsin.
If you or a member of your immediate family/household attend school or work for a school within a qualifying school or school district, you automatically qualify for membership.
Central High School - La Crosse, WI
Logan High School - La Crosse, WI
Viterbo University - La Crosse, WI
Aquinas High School - La Crosse, WI
Univ. Wisconsin-La Crosse - La Crosse, WI
Western Technical College - La Crosse, WI
Onalaska High School - Onalaska, WI
Holmen High School - Holmen, WI
West Salem - West Salem, WI
La Crescent High School - La Crescent, MN
Winona Sr. High - Winona, MN
Cotter High - Winona, MN
St. Mary’s University - Winona, MN
Winona State University - Winona, MN
Austin-Peay University - Clarksville, TN
Tyler Technical College - Tyler, TX
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24077 |
| Date Established | 1931 |
| Assets | $2,842.93 million |
| Loans | $2,556.09 million |
| Deposits | $2,373.39 million |
| Capital | $312.88 million |
Field of Membership Restrictions
Membership is open to anyone who are members of the Altra Foundation (membership dues of $10). Membership is also open to those who live, work, worship or attend school in specific census tracts in La Crosse, Wisconsin; Winona or Rochester, Minnesota; Clarksville and Montgomery Counties in Tennessee' or Tyler and Smith Counties in Texas, or employees of select schools and companies.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| A+ Checking | 2.25% | $0 | $0.00 | Learn More |
| Free Checking | 0.00% | $0 | $0.00 | Learn More |
| Platinum Checking | 0.00% | $25,000 | $10.00 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Altra
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.415% | 6.250% | 0.75 | $5,600 | $1,971 | Learn More |
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Altra
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Altra branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Altra Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 152.93 | A | View Lobby Hours | |
| 326.30 | B | View Lobby Hours | |
| 330.40 | C | View Lobby Hours | |
| 455.49 | D | View Lobby Hours | |
| 508.36 | E | View Lobby Hours | |
| 509.47 | F | View Lobby Hours | |
| 512.20 | G | View Lobby Hours | |
| 512.50 | H | View Lobby Hours | |
| 512.61 | I | View Lobby Hours | |
| 515.00 | J | View Lobby Hours | |
| 517.46 | K | View Lobby Hours | |
| 539.88 | L | View Lobby Hours | |
| 575.83 | M | View Lobby Hours | |
| 682.80 | N | View Lobby Hours | |
| 683.91 | O | View Lobby Hours | |
| 827.46 | P | View Lobby Hours | |
| 838.46 | Q | View Lobby Hours | |
| 839.32 | R | View Lobby Hours | |
| 1146.37 | S | View Lobby Hours |
Climate Policy and Initiatives
ALTRA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Altra Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Altra. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Altra | U.S. Average |
|---|---|
| 5.16% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Altra had $13,598,960 in non-current loans and $3,304,345 in owned assets. To cover these potential losses it had $312,882,565 in net worth and $14,977,955 in loans loss reserves. That gives it a Texas Ratio of 5.16%.
Net Worth
| Altra | U.S. Average |
|---|---|
| 10.98% | 13.93% |
Altra FCU has a net worth of 10.98% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Altra
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