Alta Vista Credit Union
Headquarters
1425 W Lugonia Ave
Redlands, CA 92374
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2024 Overview
General Credit Union Information
Alta Vista is an NCUA insured institution located in Redlands, CA. It was founded in 1943 and has approximately $214.93 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64531 |
| Date Established | 1943 |
| Assets | $214.93 million |
| Loans | $137.12 million |
| Deposits | $195.61 million |
| Capital | $18.07 million |
Field of Membership Restrictions
Alta Vista CU is open to anyone who holds residence, works, or attends church in the California Counties of San Bernardino or Riverside and their family members, federal employees, active duty, retired, or veterans of the Armed Forces; including Coast Guard, reserve, and the National Guard, or be employed at any of the CU-affiliated SEG's.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.30% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Alta Vista
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Alta Vista
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Branches
Below are Alta Vista branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Alta Vista Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1858.06 | A | View Lobby Hours | |
| 1865.62 | B | View Lobby Hours |
Climate Policy and Initiatives
ALTA VISTA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Alta Vista Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alta Vista. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alta Vista | U.S. Average |
|---|---|
| 6.17% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Alta Vista had $1,103,461 in non-current loans and $47,000 in owned assets. To cover these potential losses it had $18,066,276 in net worth and $586,403 in loans loss reserves. That gives it a Texas Ratio of 6.17%.
Net Worth
| Alta Vista | U.S. Average |
|---|---|
| 8.39% | 13.93% |
Alta Vista FCU has a net worth of 8.39% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Alta Vista
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