Allsouth Federal Credit Union

Headquarters

730 Elmwood Ave
Columbia, SC 29201
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.38% 4.80% →
2-Year CD 0.48% 4.25% →
5-Year CD 0.63% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Allsouth is an NCUA insured institution located in Columbia, SC. It was founded in 1960 and has approximately $1334.43 millions in assets.

Who can join?

You are eligible to join AllSouth if you or your immediate family member* lives, works, worships, or attends in school in any of the following Counties in South Carolina:

Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw, Calhoun

*Immediate family member includes spouse, children & grandchildren, parents & grandparents, siblings and all the "step" relationships of the same (for example, step-father, step-sister, etc.). Immediate family members of current members are eligible to join. Immediate family members of individuals within the field of membership are also eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13828
Date Established 1960
Assets $1,334.43 million
Loans $674.62 million
Deposits $1,100.40 million
Capital $247.12 million
 

Field of Membership Restrictions

Membership in AllSouth Federal Credit Union is open to those who live, work, worship or attend school in Richland, Lexington, Newberry, Saluda, Fairfield, Sumter, Kershaw or Calhoun Counties in South Carolina.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $100 - Learn More
Money Market
0.23% $2,500 $4,999 Learn More
Money Market
0.25% $10,000 $24,999 Learn More
Money Market
0.27% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $24,999 Learn More
6 Mo CD
0.33% $100,000 - Learn More
12 Mo CD
0.30% $10,000 $24,999 Learn More
12 Mo CD
0.38% $100,000 - Learn More
24 Mo CD
0.40% $10,000 $24,999 Learn More
24 Mo CD
0.48% $100,000 - Learn More
36 Mo CD
0.45% $10,000 $24,999 Learn More
36 Mo CD
0.53% $100,000 - Learn More
60 Mo CD
0.55% $10,000 $24,999 Learn More
60 Mo CD
0.63% $100,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Allsouth

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.865% 6.750% 1.00 $3,775 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Allsouth
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Allsouth branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ALLSOUTH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Allsouth Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Allsouth. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Allsouth U.S. Average
2.79% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Allsouth had $6,097,176 in non-current loans and $959,260 in owned assets. To cover these potential losses it had $247,122,712 in net worth and $6,042,000 in loans loss reserves. That gives it a Texas Ratio of 2.79%.

Net Worth
Allsouth U.S. Average
18.5% 13.93%

Allsouth FCU has a net worth of 18.5% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Allsouth


  • July 9, 2021

    NO! This is why I stopped banking with them. To me, that is outdated to only have an ATM that gives out cash and performs no other function.


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