Affinity Plus Federal Credit Union

Headquarters

175 W Lafayette Frontage Rd
Saint Paul, MN 55107
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 4.15% 4.80% →
2-Year CD 3.65% 4.25% →
5-Year CD 3.50% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Affinity Plus is an NCUA insured institution located in Saint Paul, MN. It was founded in 1934 and has approximately $4205.34 millions in assets.

Who can join?

There are six ways you can become eligible to join Affinity Plus. You must:

Be an employee of the State of Minnesota, the University of Minnesota or any organization that receives funding from the State of Minnesota (including most schools, community colleges, private and public universities, nursing homes and hospitals, counties, cities municipalities and nonprofit groups)

Or be a member of the University of Minnesota Alumni Association, a student in the Minnesota State University System or an alumnus of the Minnesota State University System

Or live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony or New Brighton

Or be a Minnesota Twins employee or a family member of a Minnesota Twins employee

Or be a relative or housemate of any eligible person or current member

Or make a one-time, $25 life-time dues payment to the Affinity Plus Foundation.

NCUA Insured Yes / Federally Chartered
Charter Number # # 24362
Date Established 1934
Assets $4,205.34 million
Loans $3,678.35 million
Deposits $3,643.96 million
Capital $367.45 million
 

Field of Membership Restrictions

Membership in Affinity Plus Federal Credit Union is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to the following: (1) those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minin neapolis/St Paul; (2) employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.

Deposit Rates - November 12, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $0 - Learn More
Money Market
2.50% $2,000 $4,999 Learn More
Money Market
2.60% $5,000 - Learn More
Money Market
2.75% $10,000 - Learn More
Money Market
3.25% $25,000 - Learn More
Premium Money Market Account
3.75% $0 $25,000 Learn More
Premium Money Market Account
3.25% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.40% $500 - Learn More
12 Mo CD
1.00% $0 $25,000 Learn More
12 Mo CD
1.00% $100 - Learn More
12 Mo CD
4.15% $500 - Learn More
13 Mo CD
3.50% $500 - Learn More
18 Mo CD
3.90% $500 - Learn More
24 Mo CD
3.65% $500 - Learn More
30 Mo CD
3.35% $500 - Learn More
36 Mo CD
3.25% $500 - Learn More
42 Mo CD
3.25% $500 - Learn More
48 Mo CD
3.00% $500 - Learn More
56 Mo CD
3.00% $500 - Learn More
60 Mo CD
3.50% $500 - Learn More
66 Mo CD
3.00% $500 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
2.00% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.13% $200 $25,000 Learn MoreShow Less
Interest Reward
0.10% $25,000 - Learn MoreShow Less

Loan Rates - November 12, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Affinity Plus

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
PenFed Credit Union
NMLS ID: 401822
6.668% 6.500% 0.75 $5,600 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.981% 6.875% 0.88 $3,442 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.068% 7.000% 0.75 $2,202 $2,129 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Affinity Plus
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Affinity Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

AFFINITY PLUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Affinity Plus Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Affinity Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Affinity Plus U.S. Average
5.47% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Affinity Plus had $20,579,646 in non-current loans and $466,953 in owned assets. To cover these potential losses it had $367,454,636 in net worth and $17,463,414 in loans loss reserves. That gives it a Texas Ratio of 5.47%.

Net Worth
Affinity Plus U.S. Average
8.71% 13.93%

Affinity Plus FCU has a net worth of 8.71% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Affinity Plus


  • March 5, 2020 |

    CDs 24 Month Rates

    Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go.
    I was helped by Holly and Natalie and had no issues at the Cambridge MN. Location. I will be A long term customer.
    The are offering A 30 month CD at 2.50% APY which is the best I could find anywhere!


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