Affinity Plus Federal Credit Union
Headquarters
175 W Lafayette Frontage Rd
Saint Paul, MN 55107
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2024 Overview
General Credit Union Information
Affinity Plus is an NCUA insured institution located in Saint Paul, MN. It was founded in 1934 and has approximately $4205.34 millions in assets.
Who can join?
There are six ways you can become eligible to join Affinity Plus. You must:
Be an employee of the State of Minnesota, the University of Minnesota or any organization that receives funding from the State of Minnesota (including most schools, community colleges, private and public universities, nursing homes and hospitals, counties, cities municipalities and nonprofit groups)
Or be a member of the University of Minnesota Alumni Association, a student in the Minnesota State University System or an alumnus of the Minnesota State University System
Or live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony or New Brighton
Or be a Minnesota Twins employee or a family member of a Minnesota Twins employee
Or be a relative or housemate of any eligible person or current member
Or make a one-time, $25 life-time dues payment to the Affinity Plus Foundation.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24362 |
| Date Established | 1934 |
| Assets | $4,205.34 million |
| Loans | $3,678.35 million |
| Deposits | $3,643.96 million |
| Capital | $367.45 million |
Field of Membership Restrictions
Membership in Affinity Plus Federal Credit Union is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to the following: (1) those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minin neapolis/St Paul; (2) employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $0 | - |
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|
|
Money Market
|
2.50% | $2,000 | $4,999 |
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|
Money Market
|
2.60% | $5,000 | - |
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|
Money Market
|
2.75% | $10,000 | - |
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|
Money Market
|
3.25% | $25,000 | - |
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|
Premium Money Market Account
|
3.75% | $0 | $25,000 |
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|
Premium Money Market Account
|
3.25% | $25,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.40% | $500 | - |
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|
| 12 Mo CD
|
1.00% | $0 | $25,000 |
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|
| 12 Mo CD
|
1.00% | $100 | - |
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| 12 Mo CD
|
4.15% | $500 | - |
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| 13 Mo CD
|
3.50% | $500 | - |
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| 18 Mo CD
|
3.90% | $500 | - |
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| 24 Mo CD
|
3.65% | $500 | - |
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| 30 Mo CD
|
3.35% | $500 | - |
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| 36 Mo CD
|
3.25% | $500 | - |
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| 42 Mo CD
|
3.25% | $500 | - |
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| 48 Mo CD
|
3.00% | $500 | - |
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| 56 Mo CD
|
3.00% | $500 | - |
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| 60 Mo CD
|
3.50% | $500 | - |
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| 66 Mo CD
|
3.00% | $500 | - |
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| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
2.00% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.13% | $200 | $25,000 | Learn More |
| Interest Reward
|
0.10% | $25,000 | - | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Affinity Plus
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Affinity Plus
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Affinity Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Affinity Plus Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 537.94 | A | View Lobby Hours | |
| 579.16 | B | View Lobby Hours | |
| 619.61 | C | View Lobby Hours | |
| 621.91 | D | View Lobby Hours | |
| 635.21 | E | View Lobby Hours | |
| 635.36 | F | View Lobby Hours | |
| 637.17 | G | View Lobby Hours | |
| 642.44 | H | View Lobby Hours | |
| 642.98 | I | View Lobby Hours | |
| 645.49 | J | View Lobby Hours | |
| 650.88 | K | View Lobby Hours | |
| 657.93 | L | View Lobby Hours | |
| 665.38 | M | View Lobby Hours | |
| 677.60 | N | View Lobby Hours | |
| 706.18 | O | View Lobby Hours | |
| 707.77 | P | View Lobby Hours | |
| 740.82 | Q | View Lobby Hours | |
| 750.31 | R | View Lobby Hours | |
| 750.65 | S | View Lobby Hours | |
| 773.20 | T | View Lobby Hours | |
| 816.25 | U | View Lobby Hours | |
| 816.49 | V | View Lobby Hours | |
| 818.16 | W | View Lobby Hours | |
| 819.50 | X | View Lobby Hours | |
| 854.29 | Y | View Lobby Hours | |
| 854.98 | Z | View Lobby Hours |
Climate Policy and Initiatives
AFFINITY PLUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Affinity Plus Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Affinity Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Affinity Plus | U.S. Average |
|---|---|
| 5.47% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Affinity Plus had $20,579,646 in non-current loans and $466,953 in owned assets. To cover these potential losses it had $367,454,636 in net worth and $17,463,414 in loans loss reserves. That gives it a Texas Ratio of 5.47%.
Net Worth
| Affinity Plus | U.S. Average |
|---|---|
| 8.71% | 13.93% |
Affinity Plus FCU has a net worth of 8.71% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Affinity Plus
harleyron74
March 5, 2020 |
Very easy to open A CD or M&M account. They use Transunion to verify credit so just thaw your freeze for A day or 2 and your good to go.
I was helped by Holly and Natalie and had no issues at the Cambridge MN. Location. I will be A long term customer.
The are offering A 30 month CD at 2.50% APY which is the best I could find anywhere!
Is this review helpful? Yes:1 / No: 0
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