Adventure is an NCUA insured institution located in Grand Rapids, MI. It was founded in 1936 and has approximately $443.39 millions in assets.
Who can join?
You can be a member of Option 1 Credit Union if you live, work, worship, or attend school in the following counties: Allegan, Barry, Clinton, Eaton, Ingham, Kent, Livingston, Newaygo, Ottawa, Shiawassee. The charter also allows Option 1 to serve people with disabilities who reside in Michigan and businesses who provide disability related services, as well as the employees of 500+ employer groups, unions and associations in the West Michigan and Lansing areas. Additionally, Option 1 membership is offered to persons related by blood or marriage to a current credit union member and people who reside in the same household as a current credit union member. For-profit and non-profit businesses and associations and their employees who are affiliated with the healthcare profession in the State of Michigan are also eligible for Option 1 membership.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 60936 |
Date Established | 1936 |
Assets | $443.39 million |
Loans | $293.64 million |
Deposits | $377.72 million |
Capital | $62.68 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
24 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
36 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
48 Mo CD
|
1.30% | $100,000 | $199,999 |
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|
60 Mo CD
|
1.40% | $10,000 | $14,999 |
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|
60 Mo CD
|
1.40% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.35% | $1 | $499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Adventure
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Adventure
To upload and update your bank's rates please register.
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Below are Adventure branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
204.11 | A | View Lobby Hours | |
208.13 | B | View Lobby Hours | |
209.53 | C | View Lobby Hours | |
242.86 | D | View Lobby Hours | |
246.92 | E | View Lobby Hours | |
247.20 | F | View Lobby Hours | |
251.65 | G | View Lobby Hours | |
253.79 | H | View Lobby Hours | |
255.06 | I | View Lobby Hours |
ADVENTURE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Adventure. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Adventure | U.S. Average |
---|---|
7.06% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Adventure had $4,592,837 in non-current loans and $1,555 in owned assets. To cover these potential losses it had $62,675,192 in net worth and $2,382,443 in loans loss reserves. That gives it a Texas Ratio of 7.06%.
Adventure | U.S. Average |
---|---|
14.13% | 13.93% |
Adventure FCU has a net worth of 14.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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