Avenir Financial Federal Credit Union
Headquarters
1780 S First Ave
Yuma, AZ 85364
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2024 Overview
General Credit Union Information
Avenir Financial is an NCUA insured institution located in Yuma, AZ. It was founded in 1942 and has approximately $377.58 millions in assets.
Who can join?
Membership at AEA Federal Credit Union and Ucu is open to you if you or an immediate family member lives, works, worships, or attends school in either Yuma or La Paz County.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4915 |
| Date Established | 1942 |
| Assets | $377.58 million |
| Loans | $242.22 million |
| Deposits | $277.34 million |
| Capital | $61.18 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Yuma or La Paz County in Arizona. Immediate family of current members are eligible to join.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.43% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.38% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.48% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Avenir Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Avenir Financial
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Branches
Below are Avenir Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Avenir Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1706.25 | A | View Lobby Hours | |
| 1741.05 | B | View Lobby Hours | |
| 1749.53 | C | View Lobby Hours | |
| 1751.22 | D | View Lobby Hours | |
| 1755.87 | E | View Lobby Hours |
Climate Policy and Initiatives
AVENIR FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Avenir Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Avenir Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Avenir Financial | U.S. Average |
|---|---|
| 3.82% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Avenir Financial had $2,197,579 in non-current loans and $199,425 in owned assets. To cover these potential losses it had $61,179,139 in net worth and $1,500,818 in loans loss reserves. That gives it a Texas Ratio of 3.82%.
Net Worth
| Avenir Financial | U.S. Average |
|---|---|
| 16.19% | 13.93% |
Avenir Financial FCU has a net worth of 16.19% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Avenir Financial
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