360 Federal Credit Union

Headquarters

191 Ella Grasso Tpke, P.o. Box 273
Windsor Locks, CT 06096
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.75% 4.80% →
2-Year CD 1.00% 4.25% →
5-Year CD 1.26% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

360 is an NCUA insured institution located in Windsor Locks, CT. It was founded in 1952 and has approximately $311.72 millions in assets.

Who can join?

You can...

As an individual related to or living with a 360FCU-eligible member; employed by one of our member companies; or a member of one of our non-profit associations (New England Air Museum or Friends of Hilltop Farm); you're eligible to join 360FCU.

You may join 360FCU by becoming a member of one of these non-profits (e.g., New England Air Museum or Friends of Hilltop Farm).

If your employer is one of the union's member companies, you and your family are automatically eligible for 360FCU membership.

If you are related to a 360FCU-eligible member by blood, marriage or adoption (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adoptive parent or child).

If you live in the same household as a 360FCU eligible member even if you are not related, but share the same residence and maintain a single economic unit (fiance, significant other, foster parent-child, nanny, roommate, etc).

NCUA Insured Yes / Federally Chartered
Charter Number # # 7723
Date Established 1952
Assets $311.72 million
Loans $188.28 million
Deposits $278.23 million
Capital $27.67 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in; and businesses and other legal entities located in in Hartford, Tolland, and Middlesex Counties, immediate families of those eligible, or select organizations.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.15% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
1.00% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for 360

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.866% 6.750% 1.00 $3,801 $2,076 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.989% 6.875% 0.88 $3,721 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to 360
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are 360 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


360 Locations around zip code 43085


BranchDistance Map View Lobby Hours

Mezzanine

563.12 A View Lobby Hours

Route 75

564.08 B View Lobby Hours

Enfield High School

568.68 C View Lobby Hours

Enfield Branch

569.51 D View Lobby Hours


Climate Policy and Initiatives

360 is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

360 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 360. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
360 U.S. Average
3.79% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, 360 had $972,186 in non-current loans and $135,000 in owned assets. To cover these potential losses it had $27,673,247 in net worth and $1,550,962 in loans loss reserves. That gives it a Texas Ratio of 3.79%.

Net Worth
360 U.S. Average
8.87% 13.93%

360 FCU has a net worth of 8.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for 360

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