1st United is an NCUA insured institution located in Pleasanton, CA. It was founded in 1932 and has approximately $1211.41 millions in assets.
Who can join?
Membership is available to:
Anyone who lives, regularly works, or attends school in Alameda or Contra Costa Counties California, as well as any immediate family member of a current primary member.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 63958 |
Date Established | 1932 |
Assets | $1,211.41 million |
Loans | $863.23 million |
Deposits | $1,073.17 million |
Capital | $134.09 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
Money Market
|
0.10% | $2,500 | $2,999 |
Learn More
|
Money Market
|
0.10% | $10,000 | $14,999 |
Learn More
|
Money Market
|
0.15% | $25,000 | $29,999 |
Learn More
|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.30% | $10,000 | $14,999 |
Learn More
|
6 Mo CD
|
0.30% | $100,000 | $199,999 |
Learn More
|
12 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
12 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
36 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
48 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
48 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
60 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
60 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 1st United
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to 1st United
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are 1st United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
2067.65 | A | View Lobby Hours | |
2072.75 | B | View Lobby Hours | |
2073.90 | C | View Lobby Hours | |
2075.82 | D | View Lobby Hours | |
2077.05 | E | View Lobby Hours | |
2078.18 | F | View Lobby Hours | |
2080.74 | G | View Lobby Hours | |
2085.48 | H | View Lobby Hours | |
2086.34 | I | View Lobby Hours | |
2086.40 | J | View Lobby Hours | |
2087.06 | K | View Lobby Hours |
1ST UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of 1st United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
1st United | U.S. Average |
---|---|
1.55% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, 1st United had $1,812,477 in non-current loans and $290,106 in owned assets. To cover these potential losses it had $134,085,614 in net worth and $1,547,018 in loans loss reserves. That gives it a Texas Ratio of 1.55%.
1st United | U.S. Average |
---|---|
11.06% | 13.93% |
1st United FCU has a net worth of 11.06% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 1st United
There are currently no comments for 1ST UNITED. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account