1st Select Federal Credit Union
Headquarters
664 North Drive
Hopkinsville, KY 42240
See all branch locations →
2024 Overview
General Credit Union Information
1st Select is an NCUA insured institution located in Hopkinsville, KY. It was founded in 1957 and has approximately $0.95 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 11487 |
| Date Established | 1957 |
| Assets | $0.95 million |
| Loans | $0.78 million |
| Deposits | $0.88 million |
| Capital | $0.07 million |
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for 1st Select
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to 1st Select
Note to 1st Select
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 1st Select
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to 1st Select
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are 1st Select branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
1st Select Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 319.78 | A | View Lobby Hours |
Climate Policy and Initiatives
1ST SELECT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
1st Select Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of 1st Select. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| 1st Select | U.S. Average |
|---|---|
| 11.57% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, 1st Select had $8,004 in non-current loans and $0 in owned assets. To cover these potential losses it had $67,339 in net worth and $1,835 in loans loss reserves. That gives it a Texas Ratio of 11.57%.
Net Worth
| 1st Select | U.S. Average |
|---|---|
| 7.11% | 13.93% |
1st Select FCU has a net worth of 7.11% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 1st Select
There are currently no comments for 1ST SELECT. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account