Alltru Federal Credit Union
Headquarters
1232 Wentzville Pkwy
Wentzville, MO 63385
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2024 Overview
General Credit Union Information
Alltru is an NCUA insured institution located in Wentzville, MO. It was founded in 1968 and has approximately $350.19 millions in assets.
Who Qualifies to Join 1st Financial?
To become a member of 1st Financial Federal Credit Union you must live, work, worship, attend school, or regularly conduct business in* the following geographic areas:
City of St. Louis
St. Louis County
St. Charles County
Other qualifications include:
Immediate family of current credit union members
Spouses of persons who died while within the field of membership of 1st Financial
Employees of 1st Financial and retired employees
Volunteers of 1st Financial
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24774 |
| Date Established | 1968 |
| Assets | $350.19 million |
| Loans | $291.74 million |
| Deposits | $301.51 million |
| Capital | $33.97 million |
Field of Membership Restrictions
Membership is open to those who live, worship, attend school, work, or regularly do business in the City of St. Louis, St. Louis County, or St. Charles County.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.05% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Alltru
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Alltru
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Alltru branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Alltru Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 392.54 | A | View Lobby Hours | |
| 399.23 | B | View Lobby Hours | |
| 406.99 | C | View Lobby Hours | |
| 424.29 | D | View Lobby Hours |
Climate Policy and Initiatives
ALLTRU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Alltru Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Alltru. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Alltru | U.S. Average |
|---|---|
| 34.50% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Alltru had $12,621,816 in non-current loans and $118,600 in owned assets. To cover these potential losses it had $33,973,045 in net worth and $2,953,839 in loans loss reserves. That gives it a Texas Ratio of 34.50%.
Net Worth
| Alltru | U.S. Average |
|---|---|
| 9.67% | 13.93% |
Alltru FCU has a net worth of 9.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Alltru
charity
June 23, 2021
Hi I am a Kenyan tying to send money to your customer in the us, kindly provide me with a swift code for MO
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