1st Community Federal Credit Union

Headquarters

3505 Wildewood Dr
San Angelo, TX 76904
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.65% 4.80% →
2-Year CD 1.00% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

1st Community is an NCUA insured institution located in San Angelo, TX. It was founded in 1953 and has approximately $396.9 millions in assets.

Who can join?

All persons who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas and members of their immediate families are eligible for membership in 1st Community Federal Credit Union. Businesses, organizations, and other legal entities located in these same counties are also eligible for membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8715
Date Established 1953
Assets $396.90 million
Loans $283.19 million
Deposits $339.20 million
Capital $51.64 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas. Membership is also open to immediate family and businesses in the area.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for 1st Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to 1st Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


1st Community Locations around zip code 43085


BranchDistance Map View Lobby Hours

Ballinger

1062.97 A View Lobby Hours

Base

1094.74 B View Lobby Hours

Northside

1095.37 C View Lobby Hours

Wildewood

1098.70 D View Lobby Hours

Eldorado

1098.70 E View Lobby Hours

Crane

1184.14 F View Lobby Hours

Fort Stockton

1226.22 G View Lobby Hours


Climate Policy and Initiatives

1ST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

1st Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st Community U.S. Average
20.05% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, 1st Community had $10,165,760 in non-current loans and $757,794 in owned assets. To cover these potential losses it had $51,636,414 in net worth and $2,839,744 in loans loss reserves. That gives it a Texas Ratio of 20.05%.

Net Worth
1st Community U.S. Average
12.94% 13.93%

1st Community FCU has a net worth of 12.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for 1st Community


  • June 9, 2016

    I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account when I was stationed at Goodfellow AFB in San Angelo Texas going to Cryptology School & continue to get great service. While many Banks & Credit Unions are closings branches and relying on the Internet for services this Credit Union is opening more! They serve west Texas citizens when no one else will. Its tough living but its damn good! Keep it UP!


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