3505 Wildewood Dr
San Angelo, TX 76904
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1st Community is an NCUA insured institution located in San Angelo, TX. It was founded in 1953 and has approximately $396.9 millions in assets.
Who can join?
All persons who live, work, worship, or attend school in, Tom Green, Schleicher, Runnels, Pecos, Brewster, Coke, Concho, Crockett, Irion, Kimble, Mason, McCulloch, Menard, Reagan, Sterling, and Sutton counties of Texas and members of their immediate families are eligible for membership in 1st Community Federal Credit Union. Businesses, organizations, and other legal entities located in these same counties are also eligible for membership.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 8715 |
Date Established | 1953 |
Assets | $396.90 million |
Loans | $283.19 million |
Deposits | $339.20 million |
Capital | $51.64 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.30% | $2,500 | $2,999 |
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|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
36 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for 1st Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: 3029 |
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Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
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More Info |
Note to 1st Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are 1st Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
1062.97 | A | View Lobby Hours | |
1094.74 | B | View Lobby Hours | |
1095.37 | C | View Lobby Hours | |
1098.70 | D | View Lobby Hours | |
1098.70 | E | View Lobby Hours | |
1184.14 | F | View Lobby Hours | |
1226.22 | G | View Lobby Hours |
1ST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of 1st Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
1st Community | U.S. Average |
---|---|
20.05% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, 1st Community had $10,165,760 in non-current loans and $757,794 in owned assets. To cover these potential losses it had $51,636,414 in net worth and $2,839,744 in loans loss reserves. That gives it a Texas Ratio of 20.05%.
1st Community | U.S. Average |
---|---|
12.94% | 13.93% |
1st Community FCU has a net worth of 12.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for 1st Community
Dana Wadge
June 9, 2016
I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account when I was stationed at Goodfellow AFB in San Angelo Texas going to Cryptology School & continue to get great service. While many Banks & Credit Unions are closings branches and relying on the Internet for services this Credit Union is opening more! They serve west Texas citizens when no one else will. Its tough living but its damn good! Keep it UP!
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