University First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
West Valley	2752 S Redwood Rd, West Valley City, UT 84119	View Lobby Hours
Sandy	2275 E 9400 S, Sandy, UT 84093	View Lobby Hours
Health Science	30 N 1900 E, Salt Lake City, UT 84132	View Lobby Hours
Bountiful	361 W 500 S, Bountiful, UT 84010	View Lobby Hours
Brickyard	3088 S Richmond St, Salt Lake City, UT 84106	View Lobby Hours
Cottonwood	7220 S Highland Dr, Cottonwood Heights, UT 84121	View Lobby Hours
Draper	811 E 12300 S, Draper, UT 84020	View Lobby Hours
West Jordan	7121 S Redwood Rd, West Jordan, UT 84084	View Lobby Hours
Jordan Valley	8952 S Redwood Rd, West Jordan, UT 84088	View Lobby Hours
Riverton	13347 S Market Center Dr, Riverton, UT 84065	View Lobby Hours
5th & 5th	490 E 500 S, Salt Lake City, UT 84111	View Lobby Hours
Holladay	4675 S Highland Dr, Holladay, UT 84117	View Lobby Hours
Administration	3450 S Highland Dr, Salt Lake City, UT 84106	View Lobby Hours
Student Life Center	1836 Student Life Way, Salt Lake City, UT 84112	View Lobby Hours
North Bountiful	1535 N Main St, Bountiful, UT 84010	View Lobby Hours
Research Park	505 S Wakara Way, Salt Lake City, UT 84108	View Lobby Hours
Campus Store	270 S 1500 E, Salt Lake City, UT 84112	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.620%	6.500%	0.75	$4,000	$2,023	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875%	0.50	$3,164	$2,103	Learn More
NMLS ID: 1025894	6.969%	6.875%	0.75	$3,052	$2,103	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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