State Employees' Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
SANFORD	1002 SPRING LN, SANFORD, NC 27330	View Lobby Hours
HUNTERSVILLE	10411 ARAHOVA DR, HUNTERSVILLE, NC 28078	View Lobby Hours
PITTSBORO	35 INDUSTRIAL PARK DR, PITTSBORO, NC 27312	View Lobby Hours
KERNERSVILLE - HWY 66	789 STAFFORD CENTER DR, KERNERSVILLE, NC 27284	View Lobby Hours
RANDLEMAN	318 W ACADEMY ST, RANDLEMAN, NC 27317	View Lobby Hours
RALEIGH - HAMMOND ROAD	3300 HAMMOND RD, RALEIGH, NC 27603	View Lobby Hours
COLUMBIA	1122 US HIGHWAY 64 E, COLUMBIA, NC 27925	View Lobby Hours
NAGS HEAD	2609 S CROATAN HWY, NAGS HEAD, NC 27959	View Lobby Hours
RALEIGH - HILBURN DRIVE	6408 HILBURN DR, RALEIGH, NC 27613	View Lobby Hours
LOCUST	11605 RED BRIDGE BLVD, LOCUST, NC 28097	View Lobby Hours
DURHAM - CHAPEL HILL BLVD	4055 DURHAM CHAPEL HILL BLVD, DURHAM, NC 27707	View Lobby Hours
Corporate Office	119 N Salisbury St, Raleigh, NC 27603	View Lobby Hours
HAMLET	940 W HAMLET AVE, HAMLET, NC 28345	View Lobby Hours
DURHAM - IVY CREEK BLVD	1965 IVY CREEK BLVD, DURHAM, NC 27707	View Lobby Hours
ASHEVILLE - PARKWAY SOUTH	1310 HENDERSONVILLE RD, ASHEVILLE, NC 28803	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250%	0.63	$3,600	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375%	0.75	$4,442	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490%	1.00	$3,110	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490%	0.88	$3,433	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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