State Employees' Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
PLYMOUTH	880 US HIGHWAY 64 W, PLYMOUTH, NC 27962	View Lobby Hours
PINEVILLE	9007 PINEVILLE MATTHEWS RD, PINEVILLE, NC 28134	View Lobby Hours
RALEIGH - 801 HILLSBOROUGH STREET	801 HILLSBOROUGH ST, RALEIGH, NC 27603	View Lobby Hours
RALEIGH - BLUE RIDGE ROAD	2401 BLUE RIDGE RD, RALEIGH, NC 27607	View Lobby Hours
PEMBROKE	921 W 3RD ST, PEMBROKE, NC 28372	View Lobby Hours
OXFORD	800 ROXBORO RD, OXFORD, NC 27565	View Lobby Hours
OLD FORT	20 E MAIN ST, OLD FORT, NC 28762	View Lobby Hours
RALEIGH - CAPITOL SQUARE	123 NEW BERN PL, RALEIGH, NC 27601	View Lobby Hours
RALEIGH - CENTENNIAL PARKWAY	560 CENTENNIAL PKWY, RALEIGH, NC 27606	View Lobby Hours
BERMUDA RUN	184 YADKIN VALLEY RD, BERMUDA RUN, NC 27006	View Lobby Hours
DENVER	6592 HIGHWAY 73, DENVER, NC 28037	View Lobby Hours
RAEFORD	1108 FAYETTEVILLE RD, RAEFORD, NC 28376	View Lobby Hours
GREENSBORO - HOLDEN ROAD	2600 S HOLDEN RD, GREENSBORO, NC 27407	View Lobby Hours
RALEIGH - FALLS OF NEUSE RD	1621 PACIFIC DR, RALEIGH, NC 27609	View Lobby Hours
ROCKY MOUNT - SUNSET AVE	3357 SUNSET AVE, ROCKY MOUNT, NC 27804	View Lobby Hours
RUTHERFORDTON	428 S MAIN ST, RUTHERFORDTON, NC 28139	View Lobby Hours
BELMONT	7225 W WILKINSON BLVD, BELMONT, NC 28012	View Lobby Hours
ROXBORO	220 LONG AVE, ROXBORO, NC 27573	View Lobby Hours
WILKESBORO	1100 BRUSHY MOUNTAIN RD, WILKESBORO, NC 28697	View Lobby Hours
RTP	1131 SLATER RD, DURHAM, NC 27703	View Lobby Hours
CHARLOTTE - MOUNTAIN ISLAND LAKE	10120 COULOAK DR, CHARLOTTE, NC 28216	View Lobby Hours
RALEIGH - NEW BERN AVENUE	1010 NEW BERN AVE, RALEIGH, NC 27601	View Lobby Hours
RALEIGH - NCSU	2802 HILLSBOROUGH ST, RALEIGH, NC 27607	View Lobby Hours
RALEIGH - STRICKLAND ROAD	8551 COLONNADE CENTER DR, RALEIGH, NC 27615	View Lobby Hours
RALEIGH - POOLE ROAD	4050 POOLE RD, RALEIGH, NC 27610	View Lobby Hours
OAK RIDGE	2047 OAK RIDGE RD, OAK RIDGE, NC 27310	View Lobby Hours
BURNSVILLE	40 CHARLIE BROWN RD, BURNSVILLE, NC 28714	View Lobby Hours
SWANSBORO	1412 W CORBETT AVE, SWANSBORO, NC 28584	View Lobby Hours
SWAN QUARTER	13115 US HIGHWAY 264, SWANQUARTER, NC 27885	View Lobby Hours
SALISBURY	1030 MOORESVILLE RD, SALISBURY, NC 28147	View Lobby Hours
RUTHERFORD COLLEGE	411 MALCOLM BLVD, RUTHERFORD COLLEGE, NC 28671	View Lobby Hours
CHARLOTTE - ARDREY KELL	10910 ARDREY KELL RD, CHARLOTTE, NC 28277	View Lobby Hours
NORTH WILKESBORO	146 THOMAS ST, NORTH WILKESBORO, NC 28659	View Lobby Hours
RALEIGH - LOUISBURG ROAD	4262 LOUISBURG RD, RALEIGH, NC 27604	View Lobby Hours
GRANTSBORO	11247 NC 55 HWY E, GRANTSBORO, NC 28529	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.738%	6.625%	1.00	$3,730	$2,049	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.965%	6.875%	0.50	$3,129	$2,103	Learn More
NMLS ID: 6606	6.968%	6.875%	1.00	$3,027	$2,103	Learn More
NMLS ID: 3030	7.338%	7.250%	0.88	$2,800	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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