State Employees' Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
CHARLOTTE - AIRPORT CENTER PKWY	4720 AIRPORT CENTER PKWY, CHARLOTTE, NC 28208	View Lobby Hours
CLAYTON	512 REGENCY PARK DR, CLAYTON, NC 27520	View Lobby Hours
ASHEVILLE - OAK PLAZA	1 OAK PLZ STE 101, ASHEVILLE, NC 28801	View Lobby Hours
NEWLAND	231 RIVER ST, NEWLAND, NC 28657	View Lobby Hours
ASHEVILLE - BILTMORE VILLAGE	20 ALL SOULS CRES, ASHEVILLE, NC 28803	View Lobby Hours
CHAPEL HILL - PITTSBORO STREET	310 PITTSBORO ST, CHAPEL HILL, NC 27516	View Lobby Hours
CHAPEL HILL - NORTH CHATHAM PARK	173 N CHATHAM PKWY, CHAPEL HILL, NC 27517	View Lobby Hours
ASHEBORO	1036 S PARK ST, ASHEBORO, NC 27203	View Lobby Hours
CHAPEL HILL - HAMILTON ROAD	1010 S HAMILTON RD, CHAPEL HILL, NC 27517	View Lobby Hours
ASHEVILLE - LONG SHOALS ROAD	231 LONG SHOALS RD, ARDEN, NC 28704	View Lobby Hours
RALEIGH - WADE AVE	1000 WADE AVE, RALEIGH, NC 27605	View Lobby Hours
MONROE	1790 DICKERSON BLVD, MONROE, NC 28110	View Lobby Hours
CHARLOTTE - UNIVERSITY CITY BLVD	8605 UNIVERSITY CITY BLVD, CHARLOTTE, NC 28213	View Lobby Hours
MOORESVILLE	111 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117	View Lobby Hours
MORGANTON - CARBON CITY ROAD	130 CARBON CITY RD, MORGANTON, NC 28655	View Lobby Hours
MORGANTON - ENOLA ROAD	221 ENOLA RD, MORGANTON, NC 28655	View Lobby Hours
MOUNT AIRY	805 S FRANKLIN RD, MOUNT AIRY, NC 27030	View Lobby Hours
MURFREESBORO	900 W MAIN ST, MURFREESBORO, NC 27855	View Lobby Hours
BURGAW	1000 N RHODES AVE, BURGAW, NC 28425	View Lobby Hours
NASHVILLE	1201 EASTERN AVE, NASHVILLE, NC 27856	View Lobby Hours
MOCKSVILLE	1235 YADKINVILLE RD, MOCKSVILLE, NC 27028	View Lobby Hours
RALEIGH - WAKEFIELD	12700 SPRUCE TREE WAY, RALEIGH, NC 27614	View Lobby Hours
NEW BERN - GLENBURNIE ROAD	1501 S GLENBURNIE RD, NEW BERN, NC 28562	View Lobby Hours
REIDSVILLE	1601 FREEWAY DR, REIDSVILLE, NC 27320	View Lobby Hours
ROANOKE RAPIDS	161 OLD FARM RD S, ROANOKE RAPIDS, NC 27870	View Lobby Hours
ROBBINSVILLE	370 TALLULAH RD, ROBBINSVILLE, NC 28771	View Lobby Hours
ROCKINGHAM	114 W FRANKLIN ST, ROCKINGHAM, NC 28379	View Lobby Hours
ROCKY MOUNT - FAIRVIEW ROAD	805 N FAIRVIEW RD, ROCKY MOUNT, NC 27801	View Lobby Hours
NEW BERN - HIGHWAY 70	2420 US HIGHWAY 70 E, NEW BERN, NC 28560	View Lobby Hours
MURPHY	1297 ANDREWS RD, MURPHY, NC 28906	View Lobby Hours
CONCORD - POPLAR TENT ROAD	5130 POPLAR TENT RD, CONCORD, NC 28027	View Lobby Hours
CLEVELAND COMMUNITY	28 OXHOLM CIR, GARNER, NC 27529	View Lobby Hours
1000 Wade Ave	1000 Wade Ave, Raleigh, NC 27605	View Lobby Hours
900 Wade Avenue	900 Wade Ave, Raleigh, NC 27605	View Lobby Hours
801 Hillsborough	801 Hillsborough St, Raleigh, NC 27603	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.738%	6.625%	1.00	$3,730	$2,049	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.965%	6.875%	0.50	$3,129	$2,103	Learn More
NMLS ID: 6606	6.968%	6.875%	1.00	$3,027	$2,103	Learn More
NMLS ID: 3030	7.338%	7.250%	0.88	$2,800	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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