State Employees' Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
SHELBY	1729 E DIXON BLVD, SHELBY, NC 28152	View Lobby Hours
SHALLOTTE	2375 OCEAN HWY W, SUPPLY, NC 28462	View Lobby Hours
Wake Forest Road	3101 Wake Forest Rd, Raleigh, NC 27609	View Lobby Hours
ELKIN	426 CC CAMP RD, ELKIN, NC 28621	View Lobby Hours
ELIZABETHTOWN	2070 US HIGHWAY 701 S, ELIZABETHTOWN, NC 28337	View Lobby Hours
ELIZABETH CITY - HALSTEAD BLVD	909 HALSTEAD BLVD, ELIZABETH CITY, NC 27909	View Lobby Hours
ELIZABETH CITY - 17 NORTH	105 NORTHSIDE PARK, ELIZABETH CITY, NC 27909	View Lobby Hours
SMITHFIELD - BRIGHT LEAF BLVD	502 N BRIGHTLEAF BLVD, SMITHFIELD, NC 27577	View Lobby Hours
CHARLOTTE - THIRD STREET	1130 E 3RD ST, CHARLOTTE, NC 28204	View Lobby Hours
BRYSON CITY	50 BRENDLE ST, BRYSON CITY, NC 28713	View Lobby Hours
ARCHDALE	10305 N MAIN ST, ARCHDALE, NC 27263	View Lobby Hours
CARY - CHAPEL HILL ROAD	9101 CHAPEL HILL RD, CARY, NC 27513	View Lobby Hours
APEX	1065 VISION DR, APEX, NC 27523	View Lobby Hours
ALBEMARLE	1600 NC 24 27 BYP W, ALBEMARLE, NC 28001	View Lobby Hours
CARRBORO	100 NC 54, CARRBORO, NC 27510	View Lobby Hours
BUTNER	411 CENTRAL AVE, BUTNER, NC 27509	View Lobby Hours
CHAPEL HILL - ELLIOTT ROAD	110 S ELLIOTT RD, CHAPEL HILL, NC 27514	View Lobby Hours
AHOSKIE	1125 ACADEMY ST N, AHOSKIE, NC 27910	View Lobby Hours
ARDEN	2631 HENDERSONVILLE RD, ARDEN, NC 28704	View Lobby Hours
BOILING SPRINGS	416 S MAIN ST # 2, SHELBY, NC 28152	View Lobby Hours
BOONE - BLOWING ROCK ROAD	1470 BLOWING ROCK RD, BOONE, NC 28607	View Lobby Hours
BOONE - NEW MARKET	410 NEW MARKET BLVD, BOONE, NC 28607	View Lobby Hours
BREVARD	2235 ASHEVILLE HWY, BREVARD, NC 28712	View Lobby Hours
BENSON	925 DOGEYE RD, BENSON, NC 27504	View Lobby Hours
CHARLOTTE - WENDOVER ROAD	901 N WENDOVER RD STE G, CHARLOTTE, NC 28211	View Lobby Hours
BURLINGTON	2623 ALAMANCE RD, BURLINGTON, NC 27215	View Lobby Hours
DURHAM - HWY 98 EAST	108 OLIVE BRANCH RD, DURHAM, NC 27703	View Lobby Hours
CHARLOTTE - STEELE CREEK	10820 S TRYON ST, CHARLOTTE, NC 28273	View Lobby Hours
BARCO	100 FYVIE Dr, BARCO, NC 27917	View Lobby Hours
CHARLOTTE - PARK ROAD	4819 PARK RD, CHARLOTTE, NC 28209	View Lobby Hours
ASHEVILLE - UNCA	701 BROADWAY ST, ASHEVILLE, NC 28804	View Lobby Hours
BLACK MOUNTAIN	313 W STATE ST, BLACK MOUNTAIN, NC 28711	View Lobby Hours
ASHEVILLE - SMOKEY PARK HIGHWAY	145 SMOKEY PARK HWY, ASHEVILLE, NC 28806	View Lobby Hours
CHARLOTTE - ALBEMARLE ROAD	6630 EXECUTIVE CIR, CHARLOTTE, NC 28212	View Lobby Hours
CARY - WALNUT STREET	531 WALNUT ST, CARY, NC 27511	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.738%	6.625%	1.00	$3,730	$2,049	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.965%	6.875%	0.50	$3,129	$2,103	Learn More
NMLS ID: 6606	6.968%	6.875%	1.00	$3,027	$2,103	Learn More
NMLS ID: 3030	7.338%	7.250%	0.88	$2,800	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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