Onpoint Community Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
SW 5th & Stark	517 SW Stark St, Portland, OR 97204	View Lobby Hours
Mill Plain	16020 SE Mill Plain Blvd, Vancouver, WA 98684	View Lobby Hours
Beaverton	2755 SW Cedar Hills Blvd Ste 100, Beaverton, OR 97005	View Lobby Hours
Vaughn Street	2684 NW Vaughn St, Portland, OR 97210	View Lobby Hours
Oregon City	19753 Highway 213, Oregon City, OR 97045	View Lobby Hours
Murrayhill	14733 SW Teal Blvd, Beaverton, OR 97007	View Lobby Hours
Clackamas Corner	11750 SE 82nd Ave Ste H, Portland, OR 97086	View Lobby Hours
Gresham	1700 NW Civic Dr Ste 101, Gresham, OR 97030	View Lobby Hours
Oak Grove	2915 SE Oak Grove Blvd, Milwaukie, OR 97267	View Lobby Hours
McMinnville	2430 NE McDonald Ln, McMinnville, OR 97128	View Lobby Hours
Salmon Creek	13023 NE Highway 99, Vancouver, WA 98686	View Lobby Hours
Andresen	6711 NE 63rd St, Vancouver, WA 98661	View Lobby Hours
Montgomery Park	2701 NW Vaughn St, Portland, OR 97210	View Lobby Hours
Orenco Station	7130 NE Cornell Rd, Hillsboro, OR 97124	View Lobby Hours
205 Place	9730 SE Washington St, Portland, OR 97216	View Lobby Hours
Lloyd Center	1720 NE 9th Ave, Portland, OR 97212	View Lobby Hours
Sellwood	8085 SE 13th Ave, Portland, OR 97202	View Lobby Hours
Burton	2615 NE 112th Ave, Vancouver, WA 98684	View Lobby Hours
Bend South	61276 S Highway 97 Ste 100, Bend, OR 97702	View Lobby Hours
Bend Downtown	950 NW Bond St, Bend, OR 97703	View Lobby Hours
Coburg Road	207 Coburg Rd Ste 101, Eugene, OR 97401	View Lobby Hours
Redmond South	1380 SW Canal Blvd Ste 105, Redmond, OR 97756	View Lobby Hours
Wilsonville	9460 SW Wilsonville Rd, Wilsonville, OR 97070	View Lobby Hours
Kruse Meadows	6300 Meadows Rd, Lake Oswego, OR 97035	View Lobby Hours
Hillsdale	6367 SW Capitol Hwy, Portland, OR 97239	View Lobby Hours

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Reviews on Onpoint Community

Bradley, Elizabeth | May 31, 2021

Joshua from your security service deserves a great review. He helped cancel my card after it was stolen.

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 66247	6.316%	6.250%	0.75	$2,240	$1,971	Learn More
NMLS ID: 2578474	6.333%	6.250%	0.50	$2,810	$1,971	Learn More
NMLS ID: 2006915 License#: RM805287000	6.378%	6.250%	0.75	$4,345	$1,971	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.460%	6.375%	0.63	$2,854	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Onpoint Community Credit Union - Nationwide Branches

Reviews on Onpoint Community

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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