Ocean State Credit Union - Nationwide Branches
| Branch | Address | View Lobby Hours |
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NORTH KINGSTOWN BRANCH
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7373 POST Rd, NORTH KINGSTOWN, RI 2852 |
View Lobby Hours
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PHENIX BRANCH
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744 MAIN ST, WEST WARWICK, RI 2893 |
View Lobby Hours
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Operation Center
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2006 Nooseneck Hill Rd, Coventry, RI 2816 |
View Lobby Hours
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Nooseneck BRANCH
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1584 Nooseneck Hill Rd, Coventry, RI 2816 |
View Lobby Hours
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Main Street BRANCH
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1076 MAIN ST, COVENTRY, RI 2816 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2024
NMLS ID: 2262032
License#: RM.804810.000
|
6.391%
|
6.250% |
1.00 |
$4,800 |
$1,971 |
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|
NMLS ID: 1835285
|
6.494%
|
6.375% |
0.75 |
$4,000 |
$1,997 |
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|
NMLS ID: 401822
|
6.818%
|
6.625% |
1.00 |
$6,400 |
$2,049 |
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|
NMLS ID: 1025894
|
6.987%
|
6.875% |
0.88 |
$3,654 |
$2,103 |
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|
Featured - Home Equity Line Of Credit Rates 2024
Third Federal Savings and Loan
See Table
|
Intro APR
7.490 %
After Intro: 7.490 %
|
$0
|
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More Info
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
|
Achieve Loans
See Table
|
Intro APR
9.250 %
After Intro: 9.250 %
|
$0
|
Learn More
More Info
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All terms are estimates until underwriting is complete. Offer shown includes a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (2.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Offers are only valid in states where Achieve is licensed. Loans are not available to residents of all states and available loan terms and fees may vary by state where offered. Contact Achieve Loans for further details.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 640
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