Northwest Community Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Downtown Eugene Branch	545 E 8th Ave, Eugene, OR 97401	View Lobby Hours
Support Center	545 E 8th Ave, Eugene, OR 97401	View Lobby Hours
Bend Branch	61490 S Highway 97, Bend, OR 97702	View Lobby Hours
South Medford Branch	1361 Center Dr Ste 102, Medford, OR 97501	View Lobby Hours
Albany Branch	707 Waverly Dr SE, Albany, OR 97322	View Lobby Hours
Medford Branch	2079 Cardinal Ave, Medford, OR 97504	View Lobby Hours
Gateway Branch	3660 Gateway St, Springfield, OR 97477	View Lobby Hours
Green Branch	4800 Grange Rd, Roseburg, OR 97471	View Lobby Hours
Redmond	3835 SW 21st Pl Ste 101, Redmond, OR 97756	View Lobby Hours
Thurston High School Branch	333 58th St, Springfield, OR 97478	View Lobby Hours
Grants Pass	1532 NE F St, Grants Pass, OR 97526	View Lobby Hours
Roseburg	2335 NW Kline St, Roseburg, OR 97471	View Lobby Hours
Coos Bay Branch	185 N 4th St, Coos Bay, OR 97420	View Lobby Hours
North Roseburg Branch	4221 NE Stephens St Ste 101, Roseburg, OR 97470	View Lobby Hours
Brooklyn Branch	3800 SE 22nd Ave, Portland, OR 97202	View Lobby Hours
Oregon City	1689 Molalla Ave, Oregon City, OR 97045	View Lobby Hours
Springfield Branch	5000 Main St, Springfield, OR 97478	View Lobby Hours
Cottage Grove High School Branch	1375 S River Rd, Cottage Grove, OR 97424	View Lobby Hours
Willamette High School Student Branch	1801 Echo Hollow Rd, Eugene, OR 97402	View Lobby Hours
Eugene Branch	3701 W 11th Ave, Eugene, OR 97402	View Lobby Hours
Cottage Grove Branch	600 E Jefferson Ave, Cottage Grove, OR 97424	View Lobby Hours
North Bend Branch	2470 Tremont St, North Bend, OR 97459	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375%	0.75	$5,600	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625%	1.00	$4,141	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750%	0.50	$1,770	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875%	0.50	$3,145	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Northwest Community Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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