Navy Federal Credit Union - California, CA Statewide Branches

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Branch	Address	View Lobby Hours
Santa Ana	2022 E 17th St, Santa Ana, CA 92705	View Lobby Hours
Clairemont Mesa	3950 Clairemont Mesa Blvd, San Diego, CA 92117	View Lobby Hours
China Lake	234 Balsam St, Ridgecrest, CA 93555	View Lobby Hours
North Temecula	39826 Winchester Rd, Temecula, CA 92591	View Lobby Hours
NAS Lemoore	Hancock Ave Bldg 839, Lemoore, CA 93245	View Lobby Hours
Monterey	1650 Lake Del Monte Dr, Monterey, CA 93943	View Lobby Hours
Miramar	2727 Elrod Ave, San Diego, CA 92145	View Lobby Hours
Sorrento Mesa	6755 Mira Mesa Blvd, San Diego, CA 92121	View Lobby Hours
Imperial Marketplace	4365 Imperial Ave, San Diego, CA 92113	View Lobby Hours
Lemoore Avenue	855 N Lemoore Ave, Lemoore, CA 93245	View Lobby Hours
Eastlake	1450 Eastlake Pkwy, Chula Vista, CA 91915	View Lobby Hours
Escondido	1655 E Valley Pkwy, Escondido, CA 92027	View Lobby Hours
Fountain Valley	18709 Brookhurst St, Fountain Valley, CA 92708	View Lobby Hours
Liberty Station	2400 Historic Decatur Rd, San Diego, CA 92106	View Lobby Hours
Southland Plaza	555 Saturn Blvd, San Diego, CA 92154	View Lobby Hours
Twentynine Palms	4920 Adobe Rd, Twentynine Palms, CA 92277	View Lobby Hours
Oceanside	4180 Avenida de La Plata, Oceanside, CA 92056	View Lobby Hours
Tierrasanta	10645 Tierrasanta Blvd, San Diego, CA 92124	View Lobby Hours
Black Mountain	10865 Black Mountain Rd, San Diego, CA 92126	View Lobby Hours
South Temecula	32413 Temecula Pkwy, Temecula, CA 92592	View Lobby Hours
National City	1727 Sweetwater Rd, National City, CA 91950	View Lobby Hours
South Bay	940 Dennery Rd, San Diego, CA 92154	View Lobby Hours
Lake Elsinore	29261 Central Ave, Lake Elsinore, CA 92532	View Lobby Hours
Murrieta	41030 California Oaks Rd, Murrieta, CA 92562	View Lobby Hours
Pacific Beacon	3715 Norman Scott Rd, San Diego, CA 92136	View Lobby Hours

Reviews on Navy Federal Credit Union

Amanda Frank | Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They took our information for their "investigation." They never returned our calls or messages for months. Finally notified us after about 6 months we are responsible for this hack- we had nothing to do with this. They won't even release any information regarding "investigation" without a subpoena- thus we are having our lawyer send them one so we can fight this. DO NOT USE NAVY FEDERAL!!!!!!

donbilla | Jan 28, 2023

Wake up guys they now have a special that is special Check it out!

Chief Paul | Oct 6, 2022

I've been a member for 38+ years, so I believe what I say carries some weight. In recent months I have seen the interest rates go up and up for Mortgages, Personal Loans and Vehicle Loans. But! I don't see the rates that are paid for any of NFCU's Savings instruments. It's like they use a match for loan rates going up and ice cubes for savings rates going up. $100K+ should be paying more than 3.25%. The Federal 2 year Treasury Bills are paying 4%+. With us, the members, supposedly owners of NFCU, shouldn't we share with more of the profit?

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250%	0.63	$3,600	$1,971	Learn More
NMLS ID: 2578474	6.457%	6.375%	0.50	$2,749	$1,997	Learn More
NMLS ID: 2059741	6.565%	6.490%	0.75	$2,506	$2,021	Learn More
NMLS ID: 1025894	6.615%	6.500%	1.00	$3,823	$2,023	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Achieve Loans See Table	Intro APR 9.250 % After Intro: 9.250 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Navy Federal Credit Union - California, CA Statewide Branches

Reviews on Navy Federal Credit Union

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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