Municipal Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
MCU - Queens	9015 Queens Blvd, Elmhurst, NY 11373	View Lobby Hours
MCU - Bronx	560 Courtlandt Ave, Bronx, NY 10451	View Lobby Hours
MCU - Bklyn	350 Jay St, Brooklyn, NY 11201	View Lobby Hours
MCU - Manhattan	2 Lafayette St, New York, NY 10007	View Lobby Hours
Disaster recovery site	755 Co Op City Blvd, Bronx, NY 10475	View Lobby Hours
MCU - East Meadow	1 Merrick Ave, East Meadow, NY 11554	View Lobby Hours
MCU -CONEY ISLAND	1904 Surf Ave, Brooklyn, NY 11224	View Lobby Hours
MCU - Cortlandt St	22 Cortlandt St, New York, NY 10007	View Lobby Hours
MCU - Eastside	435 E 70th St, New York, NY 10021	View Lobby Hours
MCU - SI	2546 Hylan Blvd, Staten Island, NY 10306	View Lobby Hours
MCU - Nyack	160 N Midland Ave, Nyack, NY 10960	View Lobby Hours
MCU - Elmont	1660 Hempstead Tpke, Elmont, NY 11003	View Lobby Hours
MCU - Georgetown	2142 Ralph Ave, Brooklyn, NY 11234	View Lobby Hours
MCU - Melville	498 Walt Whitman Rd, Melville, NY 11747	View Lobby Hours
MCU - Flatbush	1560 Flatbush Ave, Brooklyn, NY 11210	View Lobby Hours
MCU - Bklyn Postal	1050 Forbell St, Brooklyn, NY 11256	View Lobby Hours
MCU - Oceanside	3411 Long Beach Rd, Oceanside, NY 11572	View Lobby Hours
MCU - Psych	1051 Riverside Dr, New York, NY 10032	View Lobby Hours
MCU - Yonkers	38 S Broadway, Yonkers, NY 10701	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.622%	6.500%	0.88	$4,275	$2,023	Learn More
NMLS ID: 1907	6.686%	6.500%	1.00	$6,202	$2,023	Learn More
NMLS ID: 1025894	6.716%	6.625%	0.75	$3,023	$2,049	Learn More
NMLS ID: 3030	7.212%	7.125%	0.88	$2,800	$2,156	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.750 % After Intro: 7.750 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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