Midflorida Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
21-Arcadia	128 S Brevard Ave, Arcadia, FL 34266	View Lobby Hours
20-Auburndale	2146 US Highway 92 W, Auburndale, FL 33823	View Lobby Hours
41-Pinellas Park	4300 Park Blvd N, Pinellas Park, FL 33781	View Lobby Hours
42-Countryside	29383 US Highway 19 N, Clearwater, FL 33761	View Lobby Hours
35-Bay Pines	10000 Bay Pines Blvd, Bay Pines, FL 33744	View Lobby Hours
14-South Sebring	3863 US Highway 27 S, Sebring, FL 33870	View Lobby Hours
29-Central Tampa	3202 W Waters Ave, Tampa, FL 33614	View Lobby Hours
43-Town N Country	8708 W Hillsborough Ave, Tampa, FL 33615	View Lobby Hours
03-North Sebring	6105 US Highway 27 N, Sebring, FL 33870	View Lobby Hours
49-Harden	2100 Harden Blvd, Lakeland, FL 33803	View Lobby Hours
46-Vero	2800 20th St, Vero Beach, FL 32960	View Lobby Hours
Sebastian	11638 Us Highway 1, Sebastian, FL 32958	View Lobby Hours
12-South Winter Haven	5540 Cypress Gardens Blvd, Winter Haven, FL 33884	View Lobby Hours
18-Kissimmee	1001 Buenaventura Blvd, Kissimmee, FL 34743	View Lobby Hours
Southern Corporate Office	5805 US Highway 27 N, Sebring, FL 33870	View Lobby Hours
26-4TH Street St Pete	2646 4th St N, St Petersburg, FL 33704	View Lobby Hours
04-North Winter Haven	2075 8th St NW, Winter Haven, FL 33881	View Lobby Hours
11-Spirit Lake	3025 State Road 540 W, Winter Haven, FL 33880	View Lobby Hours
17-Wauchula	1490 US Highway 17 N, Wauchula, FL 33873	View Lobby Hours
33-New Tampa	20401 Bruce B Downs Blvd, Tampa, FL 33647	View Lobby Hours
31-VAHS	13000 Bruce B Downs Blvd, Tampa, FL 33612	View Lobby Hours
32-Largo - Walsingham	13075 Walsingham Rd, Largo, FL 33774	View Lobby Hours
36-Land O Lakes	2255 Collier Pkwy, Land O Lakes, FL 34639	View Lobby Hours
48-St Lucie	8351 S US Highway 1, Port Saint Lucie, FL 34952	View Lobby Hours
28-Avon Park	930 US Highway 27 S, Avon Park, FL 33825	View Lobby Hours
06-Bartow	105 E Van Fleet Dr, Bartow, FL 33830	View Lobby Hours
39-Four Corners	300 Ambersweet Way, Davenport, FL 33897	View Lobby Hours
34-Central Brandon	825 W Brandon Blvd, Brandon, FL 33511	View Lobby Hours
27-Crystal Lake	1817 Crystal Lake Dr, Lakeland, FL 33801	View Lobby Hours
10-Hollingsworth	3008 S Florida Ave, Lakeland, FL 33803	View Lobby Hours
07-Mall	1090 Wedgewood Estates Blvd, Lakeland, FL 33809	View Lobby Hours
08-North Lakeland	7301 US Highway 98 N, Lakeland, FL 33809	View Lobby Hours
38-Lutz	19203 N Dale Mabry Hwy, Lutz, FL 33548	View Lobby Hours
44-Plant City	2903 James L Redman Pkwy, Plant City, FL 33566	View Lobby Hours
02-Lake Wales	237 State Road 60 W, Lake Wales, FL 33853	View Lobby Hours

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Reviews on Midflorida

Carson76 | Feb 4, 2020

This is false advertising. The actual apy is 2.5º\º

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375%	0.75	$5,600	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625%	1.00	$4,141	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750%	0.50	$1,770	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875%	0.50	$3,145	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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