Michigan First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
St. Clair Shores Kroger Branch	22332 E 9 Mile Rd, Saint Clair Shores, MI 48080	View Lobby Hours
Breton Branch	1815 Breton Rd SE, Grand Rapids, MI 49506	View Lobby Hours
Macomb Kroger Branch	16450 26 Mile Rd, Macomb, MI 48042	View Lobby Hours
Monroe Branch	87 Monroe Center St NW, Grand Rapids, MI 49503	View Lobby Hours
Southgate Kroger Branch	13333 Eureka Rd, Southgate, MI 48195	View Lobby Hours
Roseville Kroger Branch	20891 E 13 Mile Rd, Roseville, MI 48066	View Lobby Hours
Rochester Hills Kroger Branch	65 S Livernois Rd, Rochester Hills, MI 48307	View Lobby Hours
Brownstown Kroger Branch	20645 Gibraltar Rd, Brownstown Twp, MI 48183	View Lobby Hours
Royal Oak Kroger Branch	2200 E 12 Mile Rd, Royal Oak, MI 48067	View Lobby Hours
Rochester Meijer Branch	3610 Marketplace Cir, Rochester Hills, MI 48309	View Lobby Hours
Wayne Branch	5057 Woodward Ave, Detroit, MI 48202	View Lobby Hours
Evergreen Branch	27000 Evergreen Rd, Lathrup Village, MI 48076	View Lobby Hours
Wyoming Branch	19200 Wyoming St, Detroit, MI 48221	View Lobby Hours
Gratiot Branch	21650 Gratiot Ave, Eastpointe, MI 48021	View Lobby Hours
New Center One Branch	3031 W Grand Blvd, Detroit, MI 48202	View Lobby Hours
Wayne Student Center Branch	5221 Gullen Mall, Detroit, MI 48202	View Lobby Hours
Lincoln Park Meijer	3710 Dix Hwy, Lincoln Park, MI 48146	View Lobby Hours
Shelby Township Kroger Branch	7644 26 Mile Rd, Shelby Township, MI 48316	View Lobby Hours
Main Office	2825 Trumbull St, Detroit, MI 48216	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2578474	6.611%	6.500%	0.88	$3,690	$2,023	Learn More
NMLS ID: 757416	6.713%	6.625%	0.88	$2,909	$2,049	Learn More
NMLS ID: 1025894	6.738%	6.625%	1.00	$3,730	$2,049	Learn More
NMLS ID: 1067	6.831%	6.750%	0.88	$2,666	$2,076	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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