Lake Trust Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Lake Lansing Branch	1300 W Lake Lansing Rd, East Lansing, MI 48823	View Lobby Hours
Capitol Branch	501 S Capitol Ave, Lansing, MI 48933	View Lobby Hours
Jenison	195 Chicago Dr, Jenison, MI 49428	View Lobby Hours
Frandor	300 N Clippert St, Lansing, MI 48912	View Lobby Hours
South Lansinig	6440 S Pennsylvania Ave, Lansing, MI 48911	View Lobby Hours
West Saginaw	7007 W Saginaw Hwy, Lansing, MI 48917	View Lobby Hours
Brighton Administrative Office	7927 Nemco Way Ste 100, Brighton, MI 48116	View Lobby Hours
Okemos	1821 Newman Rd, Okemos, MI 48864	View Lobby Hours
Detroit Branch	1 Energy Plz # 100, Detroit, MI 48226	View Lobby Hours
Ann Arbor - Packard Branch	2222 Packard St, Ann Arbor, MI 48104	View Lobby Hours
Auburn Hills Branch	2550 N Squirrel Rd, Auburn Hills, MI 48326	View Lobby Hours
Brighton Branch	8661 W Grand River Ave, Brighton, MI 48116	View Lobby Hours
Chelsea Branch	1170 S Main St Ste 100, Chelsea, MI 48118	View Lobby Hours
Holland	340 120TH Ave, Holland, MI 49424	View Lobby Hours
Center Line Branch	7350 Bernice, Center Line, MI 48015	View Lobby Hours
Dimondale - Secondary Complex	8420 Billwood Hwy, Dimondale, MI 48821	View Lobby Hours
Mount Pleasant	1011 N Harris St, Mount Pleasant, MI 48858	View Lobby Hours
Grand Haven	17350 Robbins Rd, Grand Haven, MI 49417	View Lobby Hours
Dewitt	12750 Escanaba Dr, Dewitt, MI 48820	View Lobby Hours
Hastings	209 N Church St, Hastings, MI 49058	View Lobby Hours
Ann Arbor - New Stadium Office	2180 W Stadium Blvd, Ann Arbor, MI 48103	View Lobby Hours
Howell Branch	1700 W Highland Rd, Howell, MI 48843	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625%	1.00	$4,141	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750%	0.50	$1,770	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875%	0.50	$3,145	$2,103	Learn More
NMLS ID: 1025894	6.977%	6.875%	0.88	$3,334	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Lake Trust Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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