Kinecta Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
NIX 431	10005 S Central Ave, Los Angeles, CA 90002	View Lobby Hours
Tustin	2324 Park Ave, Tustin, CA 92782	View Lobby Hours
Torrance-Madison Park	3525 Pacific Coast Hwy Ste S, Torrance, CA 90505	View Lobby Hours
Westchester	8601 Lincoln Blvd Ste 130, Westchester, CA 90045	View Lobby Hours
NIX 423	140 E Manchester Blvd, Inglewood, CA 90301	View Lobby Hours
NIX 459	5411 N Figueroa St, Highland Park, CA 90042	View Lobby Hours
NIX 410	1009 W Martin Luther King Jr Blvd, Los Angeles, CA 90037	View Lobby Hours
NIX 460	20238 Avalon Blvd, Carson, CA 90746	View Lobby Hours
NIX 481	907 W Avenue J Ste G, Lancaster, CA 93534	View Lobby Hours
NIX 404	11121 Crenshaw Blvd, Inglewood, CA 90303	View Lobby Hours
NIX 475	2595 W Lincoln Ave, Anaheim, CA 92801	View Lobby Hours
Westlake Village	973 S Westlake Blvd, Westlake Village, CA 91361	View Lobby Hours
NIX 445	2934 W Manchester Blvd, Inglewood, CA 90305	View Lobby Hours
NIX 464 Long Beach Blvd & Compton Blvd	121 S LONG BEACH BLVD STE B, COMPTON, CA 90221	View Lobby Hours
El Segundo - R7	2000 E Imperial Hwy, El Segundo, CA 90245	View Lobby Hours
Westminster	540 Westminster Mall, Westminster, CA 92683	View Lobby Hours
Santa Monica	3027 Wilshire Blvd, Santa Monica, CA 90403	View Lobby Hours
Torrance Crossroads	24329 Crenshaw Blvd Ste F, Torrance, CA 90505	View Lobby Hours
NIX 403 Compton & Wilmington	740 W COMPTON BLVD, COMPTON, CA 90220	View Lobby Hours
Warner Center	21440 Victory Blvd, Woodland Hills, CA 91367	View Lobby Hours
Lakewood	4055 Hardwick St, Lakewood, CA 90712	View Lobby Hours
El Segundo - E4	2000 E El Segundo Blvd, El Segundo, CA 90245	View Lobby Hours
Rancho Cucamonga	11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA 91730	View Lobby Hours
Malibu	3011 Malibu Canyon Rd, Malibu, CA 90265	View Lobby Hours
Hawthorne	12750 Hawthorne Blvd Unit A, Hawthorne, CA 90250	View Lobby Hours
Hermosa Beach	555 Pier Ave, Hermosa Beach, CA 90254	View Lobby Hours
Goleta	145 Santa Felicia Dr, Goleta, CA 93117	View Lobby Hours
Gardena	1727 W Artesia Blvd, Gardena, CA 90248	View Lobby Hours
Fountain Valley	17860 Newhope St Ste 102, Fountain Valley, CA 92708	View Lobby Hours
El Segundo - S24	2060 E Imperial Hwy, El Segundo, CA 90245	View Lobby Hours
El Segundo - Imperial	2000 E Imperial Hwy, El Segundo, CA 90245	View Lobby Hours
KFCU - Brea	1040 E Imperial Hwy Ste F3, Brea, CA 92821	View Lobby Hours
Kinecta Federal Credit Union	1440 Rosecrans Ave, Manhattan Beach, CA 90266	View Lobby Hours
Newbury Park Mortgage Center	2751 W Hillcrest Dr Ste A, Thousand Oaks, CA 91320	View Lobby Hours
Branch 37	601 Showers Dr, Mountain View, CA 94040	View Lobby Hours

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Reviews on Kinecta

BTM1st | Apr 19, 2021

Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriately credit anything is the worst I've seen. Reaching a person is near impossible. Trying their phone line will take you ten minutes of answering robo-call questions. I HIGHLY recommend that you find someone else that actually can help, provides a modicum of service and doesn't charge a fee for anything and everything. Horrible service and support from everyone!

Idamaria1 | Mar 2, 2021

Kinecta is a horrible banking system. They charge you illegal fees. They have poor communication and should be closed down for fraud.

Read More Reviews

Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750%	1.00	$4,432	$2,076	Learn More
NMLS ID: 401822	7.034%	6.875%	1.00	$5,195	$2,103	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Kinecta Credit Union - Nationwide Branches

Reviews on Kinecta

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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