Kern Schools Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
ROC Branch	501 S Mount Vernon Ave, Bakersfield, CA 93307	View Lobby Hours
Panama Branch	5001 Panama Ln, Bakersfield, CA 93313	View Lobby Hours
River Run Branch	6101 Coffee Rd, Bakersfield, CA 93308	View Lobby Hours
Tehachapi Branch	821 Tucker Rd Ste A, Tehachapi, CA 93561	View Lobby Hours
Buena Vista	3300 Buena Vista Rd, Bakersfield, CA 93311	View Lobby Hours
Downtown Branch	2424 Chester Ave, Bakersfield, CA 93301	View Lobby Hours
Rosedale Branch	13129 Rosedale Hwy, Bakersfield, CA 93314	View Lobby Hours
Town & Country	8200 Stockdale Hwy Ste P, Bakersfield, CA 93311	View Lobby Hours
Stockdale High School	2800 Buena Vista Rd, Bakersfield, CA 93311	View Lobby Hours
Mt Vernon	3901 Mount Vernon Ave, Bakersfield, CA 93306	View Lobby Hours
Administrative Office	11500 Bolthouse Dr, Bakersfield, CA 93311	View Lobby Hours
Ridgeview High School	8501 Stine Rd, Bakersfield, CA 93313	View Lobby Hours
Branch 06	3330 N Texas St, Fairfield, CA 94533	View Lobby Hours
Main	1000 Union Ave, Fairfield, CA 94533	View Lobby Hours
Branch 02	151 Elmira Rd, Vacaville, CA 95687	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.620%	6.500%	0.75	$4,000	$2,023	Learn More
NMLS ID: 1025894	6.969%	6.875%	0.75	$3,052	$2,103	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More
NMLS ID: Not a Lender						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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