Innovations Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Innovations FCU	700 W 23rd St, Panama City, FL 32405	View Lobby Hours
Innovation FCU	1038 Harrison Ave, Panama City, FL 32401	View Lobby Hours
Innovations FCU	2250 S Highway 77, Lynn Haven, FL 32444	View Lobby Hours
Innovations FCU	864 N Tyndall Pkwy, Panama City, FL 32404	View Lobby Hours
Innovations FCU	17900 Panama City Beach PKwy, Panama City Beach, FL 32413	View Lobby Hours
Innovations FCU	910 Thomas Dr, Panama City, FL 32408	View Lobby Hours
Panama City Beach Branch	12501 Hutchison Blvd, Panama City Beach, FL 32407	View Lobby Hours
First National Bank Northwest Florid	101 East 23rd Street, Panama City, FL 32405	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	6.518%	6.375%	0.88	$4,795	$1,997	Learn More
NMLS ID: 6606	6.584%	6.490%	1.00	$3,126	$2,021	Learn More
NMLS ID: 3030	7.476%	7.375%	1.00	$3,200	$2,211	Learn More
NMLS ID: Not a Lender						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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