Firstlight Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Lohman Branch	3791 E Lohman Ave, Las Cruces, NM 88011	View Lobby Hours
Marshall Branch	1741 Marshall Rd, El Paso, TX 79906	View Lobby Hours
Kenworthy Branch	9993 Kenworthy St, El Paso, TX 79924	View Lobby Hours
Del Rey Branch	3105 Del Rey Blvd, Las Cruces, NM 88012	View Lobby Hours
Lee Trevino Branch	1555 N Lee Trevino Dr, El Paso, TX 79936	View Lobby Hours
Beaumont Branch	5005 N Piedras St, El Paso, TX 79920	View Lobby Hours
Foster Branch	300 E Foster Rd, Las Cruces, NM 88005	View Lobby Hours
North Desert Branch	5050 N Desert Blvd, El Paso, TX 79912	View Lobby Hours
Administration	9983 Kenworthy St, El Paso, TX 79924	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 118653 License#: MBL-8245	6.214%	6.125%	1.00	$3,034	$1,945	Learn More
NMLS ID: 401822	6.391%	6.250%	0.88	$4,795	$1,971	Learn More
NMLS ID: 3030	7.463%	7.375%	0.88	$2,800	$2,211	Learn More
NMLS ID: Not a Lender						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 15.00*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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