First South Financial Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Tiger Banking Center	209 Rawlins Service Ct, Memphis, TN 38152	View Lobby Hours
Whitehaven	1250 E Shelby Dr, Memphis, TN 38116	View Lobby Hours
Southaven	185 Goodman Rd W, Southaven, MS 38671	View Lobby Hours
Winchester	7166 Winchester Rd, Memphis, TN 38125	View Lobby Hours
St Jude	262 Danny Thomas Pl, Memphis, TN 38105	View Lobby Hours
Collierville	638 S Byhalia Rd, Collierville, TN 38017	View Lobby Hours
Bartlett - Administration	6471 Stage Rd Ste 200, Bartlett, TN 38134	View Lobby Hours
Dyersburg	230 Community Park Rd, Dyersburg, TN 38024	View Lobby Hours
Atoka/Munford Branch	11624 Highway 51 S, Atoka, TN 38004	View Lobby Hours
Raleigh	3731 Austin Peay Hwy, Memphis, TN 38128	View Lobby Hours
Bartlett	6471 Stage Rd Ste 100, Bartlett, TN 38134	View Lobby Hours
Cordova	1575 N Germantown Pkwy, Cordova, TN 38016	View Lobby Hours
NSA	7645 Tarawa Ave, Millington, TN 38054	View Lobby Hours
Madison	1940 Madison Ave, Memphis, TN 38104	View Lobby Hours
Millington	7792 Church St, Millington, TN 38053	View Lobby Hours
Highland	633 S Highland St, Memphis, TN 38111	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.728%	6.625%	0.88	$3,398	$2,049	Learn More
NMLS ID: 3030	7.602%	7.500%	1.00	$3,200	$2,238	Learn More
NMLS ID: 491986						Learn More
NMLS ID: 1907						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 8.750 % After Intro: 8.750 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements and offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $852 for a 10-year loan. 10,15, 20 and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80% for debt consolidation and 85% for cash out requests, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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