First Citizens' Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
DOWNTOWN NEW BEDFORD	271 UNION ST, NEW BEDFORD, MA 2740	View Lobby Hours
NORTH NEW BEDFORD	570 N Front St, NEW BEDFORD, MA 2745	View Lobby Hours
SOUTH NEW BEDFORD	1341 COVE RD, NEW BEDFORD, MA 2744	View Lobby Hours
TAUNTON - SHAWS SUPERMARKET	289 WINTHROP ST, TAUNTON, MA 2780	View Lobby Hours
HYANNIS	66 FALMOUTH RD, HYANNIS, MA 2601	View Lobby Hours
ORLEANS	6A WEST RD, ORLEANS, MA 2653	View Lobby Hours
WAREHAM	396 Onset Ave, East Wareham, MA 2538	View Lobby Hours
MASHPEE	71 JOBS FISHING RD, MASHPEE, MA 2649	View Lobby Hours
Mattapoisett	2 Fairhaven Rd, Mattapoisett, MA 2739	View Lobby Hours
ADMINISTRATION CTR	200 Mill Rd Ste 100, FAIRHAVEN, MA 2719	View Lobby Hours
ADMINISTRATION CTR	200 MILL RD STE 100, FAIRHAVEN, MA 2719	View Lobby Hours
RAYNHAM	629 SOUTH ST W, RAYNHAM, MA 2767	View Lobby Hours
FALMOUTH	352 MAIN ST, FALMOUTH, MA 2540	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	6.644%	6.500%	0.88	$4,795	$2,023	Learn More
NMLS ID: 6606	6.708%	6.625%	0.88	$2,742	$2,049	Learn More
NMLS ID: 3030	7.350%	7.250%	1.00	$3,200	$2,183	Learn More
NMLS ID: 491986						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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