Everwise Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Great Dane Brazil	2664 E US Highway 40, Brazil, IN 47834	View Lobby Hours
County Road 6	201 County Road 6 W, Elkhart, IN 46514	View Lobby Hours
Crawfordsville	1570 S US Highway 231, Crawfordsville, IN 47933	View Lobby Hours
Meijer Fisher	8375 E 96th St, Indianapolis, IN 46256	View Lobby Hours
Hammond	1918 165th St, Hammond, IN 46320	View Lobby Hours
SR19	2930 S Nappanee St, Elkhart, IN 46517	View Lobby Hours
Meijer Southport	5325 E Southport Rd, Indianapolis, IN 46237	View Lobby Hours
Westfield	144 W Main St, Westfield, IN 46074	View Lobby Hours
Meridian	2331 N Meridian St, Indianapolis, IN 46208	View Lobby Hours
Meijer Greenwood	150 Marlin Dr, Greenwood, IN 46142	View Lobby Hours
Meijer Carmel	1424 W Carmel Dr, Carmel, IN 46032	View Lobby Hours
Martins Goshen	1527 Bashor Rd, Goshen, IN 46528	View Lobby Hours
Martins Cobblestone	3900 E Bristol St Ste A, Elkhart, IN 46514	View Lobby Hours
Bittersweet	345 N Bittersweet Rd, Mishawaka, IN 46544	View Lobby Hours
Lincolnway West	735 Lincoln Way W, South Bend, IN 46616	View Lobby Hours
Meijer Pike Plaza	5349 W Pike Plaza Rd, Indianapolis, IN 46254	View Lobby Hours
Ireland Road	1930 E Ireland Rd, South Bend, IN 46614	View Lobby Hours
Meijer Noblesville	17000 Mercantile Blvd, Noblesville, IN 46060	View Lobby Hours
Shadeland	6710 N Shadeland Ave, Indianapolis, IN 46220	View Lobby Hours
Huntington	313 Northpoint Ave, Huntington, IN 46750	View Lobby Hours
Greencastle	57 Putnam Plz, Greencastle, IN 46135	View Lobby Hours
Corporate	110 S Main St, South Bend, IN 46601	View Lobby Hours
Concord	206 Concord Mall Dr, Elkhart, IN 46517	View Lobby Hours
Avon	7607 E US Highway 36, Avon, IN 46123	View Lobby Hours
Emerson	4705 S Emerson Ave, Indianapolis, IN 46203	View Lobby Hours
Jefferson	823 E Jefferson Blvd, South Bend, IN 46617	View Lobby Hours
Mishawaka	133 E McKinley Ave, Mishawaka, IN 46545	View Lobby Hours
Niles	1500 S 11th St, Niles, MI 49120	View Lobby Hours
Whiting	1703 Calumet Ave, Whiting, IN 46394	View Lobby Hours
Nucor	4537 S Nucor Rd, Crawfordsville, IN 47933	View Lobby Hours
Martins Warsaw	1150 Husky Trl, Warsaw, IN 46582	View Lobby Hours
Chesterton	104 E 1100 N, Chesterton, IN 46304	View Lobby Hours
Granger Service Center	13050 State Road 23, Granger, IN 46530	View Lobby Hours
Allisonville	10998 Allisonville Rd, Fishers, IN 46038	View Lobby Hours
Meijer Grape Road	5020 Grape Rd, Mishawaka, IN 46545	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 66247	6.804%	6.750%	0.50	$1,770	$2,076	Learn More
NMLS ID: 1025894	6.977%	6.875%	0.88	$3,334	$2,103	Learn More
NMLS ID: 3030	7.463%	7.375%	0.88	$2,800	$2,211	Learn More
NMLS ID: 491986						Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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