Empower Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Horizons FCU	3701 Vestal Pkwy E, Vestal, NY 13850	View Lobby Hours
Horizons FCU	120 Main St, Binghamton, NY 13905	View Lobby Hours
Horizons FCU @ BHA	45 Exchange ST, Binghamton, NY 13901	View Lobby Hours
Horizons FCU	519 Hooper Rd, Endwell, NY 13760	View Lobby Hours
Palatine Bridge	121 Palatine Plz, Palatine Bridge, NY 13428	View Lobby Hours
Baldwinsville	15 E Genesee St, Baldwinsville, NY 13027	View Lobby Hours
Fulton West	722 W Broadway, Fulton, NY 13069	View Lobby Hours
Purchase	100 Manhattanville Rd, Purchase, NY 10577	View Lobby Hours
515 Erie Blvd	515 Erie Blvd W, Syracuse, NY 13204	View Lobby Hours
Fulton East	520 S 2nd St, Fulton, NY 13069	View Lobby Hours
Fairmount	3700 W Genesee St, Syracuse, NY 13219	View Lobby Hours
VA Medical Center	800 Irving Ave, Syracuse, NY 13210	View Lobby Hours
Elmira	351 N Main St, Elmira, NY 14901	View Lobby Hours
North Medical	5112 W Taft Rd, Liverpool, NY 13088	View Lobby Hours
National Grid	300 Erie Blvd W, Syracuse, NY 13202	View Lobby Hours
Utica	1928 Genesee St, Utica, NY 13502	View Lobby Hours
Oswego	100 George St, Oswego, NY 13126	View Lobby Hours
Liverpool	7670 Morgan Rd, Liverpool, NY 13090	View Lobby Hours
Johnson City	760 Harry L Dr, Johnson City, NY 13790	View Lobby Hours
Cheektowaga	2690 Walden Ave, Cheektowaga, NY 14225	View Lobby Hours
Fayetteville	7320 E Genesee St, Fayetteville, NY 13066	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2262032 License#: RM.804810.000	6.506%	6.375%	0.88	$4,400	$1,997	Learn More
NMLS ID: 2578474	6.623%	6.500%	1.00	$4,090	$2,023	Learn More
NMLS ID: 1025894	6.864%	6.750%	1.00	$3,743	$2,076	Learn More
NMLS ID: 6606	6.967%	6.875%	1.00	$3,008	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

Empower Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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