Community 1st Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
NISHNA VALLEY CREDIT UNION	200 MAPLE ST, ATLANTIC, IA 50022	View Lobby Hours
Nishna Valley Credit Union	PO Box 44, Creston, IA 50801	View Lobby Hours
Centerville	999 N 18th St, Centerville, IA 52544	View Lobby Hours
Bloomfield	301 E Franklin St, Bloomfield, IA 52537	View Lobby Hours
Fairfield	2501 W Burlington Ave, Fairfield, IA 52556	View Lobby Hours
Albia	1420 S Clinton St, Albia, IA 52531	View Lobby Hours
Venture Drive	1940 Venture Dr, Ottumwa, IA 52501	View Lobby Hours
Chariton	1934 Court Ave, Chariton, IA 50049	View Lobby Hours
Richmond	235 Richmond Ave, Ottumwa, IA 52501	View Lobby Hours
Pella	500 Main St, Pella, IA 50219	View Lobby Hours
Grinnell	205 West St, Grinnell, IA 50112	View Lobby Hours
Washington	303 S 2nd Ave, Washington, IA 52353	View Lobby Hours
Amana	2800 220th Trl, Amana, IA 52204	View Lobby Hours
Oskaloosa	1506 A Ave E, Oskaloosa, IA 52577	View Lobby Hours
Pennsylvania	739 Pennsylvania Ave, Ottumwa, IA 52501	View Lobby Hours
Cedar Rapids	1030 Sierra Dr NE, Cedar Rapids, IA 52402	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2578474	6.611%	6.500%	0.88	$3,690	$2,023	Learn More
NMLS ID: 1025894	6.738%	6.625%	1.00	$3,730	$2,049	Learn More
NMLS ID: 6606	6.968%	6.875%	1.00	$3,027	$2,103	Learn More
NMLS ID: 3030	7.338%	7.250%	0.88	$2,800	$2,183	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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