Centra Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Lebanon Branch	450 S Lebanon St, Lebanon, IN 46052	View Lobby Hours
Lebanon Branch	450 S Lebanon St, Lebanon, IN 46052	View Lobby Hours
Dow Branch	9330 Zionsville Rd, Indianapolis, IN 46268	View Lobby Hours
Main Office	5965 Technology Center Dr, Indianapolis, IN 46278	View Lobby Hours
Four Seasons	1904 Taylor Rd, Columbus, IN 47203	View Lobby Hours
Scottsburg	281 N Gardner St, Scottsburg, IN 47170	View Lobby Hours
Tupelo Corporate Headquarters	3801 Tupelo Dr, Columbus, IN 47201	View Lobby Hours
River Ridge	450 Patrol Rd, Jeffersonville, IN 47130	View Lobby Hours
Seymour	520 S Jackson Park Dr, Seymour, IN 47274	View Lobby Hours
Shadeland Avenue	4562 N Shadeland Ave, Indianapolis, IN 46226	View Lobby Hours
Greensburg - North Lincoln Street	1803 N Lincoln St Ste A, Greensburg, IN 47240	View Lobby Hours
Madison	303 Clifty Dr, Madison, IN 47250	View Lobby Hours
Edinburgh	11700 N US Highway 31, Edinburgh, IN 46124	View Lobby Hours
Union Street	601 Union St, Columbus, IN 47201	View Lobby Hours
National Road	1430 N National Rd, Columbus, IN 47201	View Lobby Hours
26th Street	2020 26th St, Columbus, IN 47201	View Lobby Hours
North Vernon	975 Veterans Dr, North Vernon, IN 47265	View Lobby Hours
Walesboro	2010 W 450 S, Columbus, IN 47201	View Lobby Hours
Shelbyville	2450 E State Road 44, Shelbyville, IN 46176	View Lobby Hours
Carmel	11711 N Pennsylvania St Ste 101, Carmel, IN 46032	View Lobby Hours
Jeffersonville	2125 Veterans Parkway, Jeffersonville, IN 47130	View Lobby Hours
Whitakers, NC	9377 N US Highway 301, Whitakers, NC 27891	View Lobby Hours
Jamestown, NY	4720 Baker St, Lakewood, NY 14750	View Lobby Hours
New Albany	710 Pillsbury Ln, New Albany, IN 47150	View Lobby Hours
Clarksville Walmart	1351 Veterans Pkwy, Clarksville, IN 47129	View Lobby Hours
Sellersburg	7812 Highway 60, Sellersburg, IN 47172	View Lobby Hours
Scottsburg Walmart	1618 W McClain Ave, Scottsburg, IN 47170	View Lobby Hours
SR 46 West	2165 W Jonathan Moore Pike, Columbus, IN 47201	View Lobby Hours

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Reviews on Centra

Jason crook | Mar 14, 2020

One thing I hate about Centra Credit f****** Union they have no customer service help at all whatsoever. After hours that sucks ass

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 2578474	6.838%	6.750%	0.63	$2,890	$2,076	Learn More
NMLS ID: 66247	6.946%	6.875%	0.75	$2,310	$2,103	Learn More
NMLS ID: 757416	7.055%	6.990%	0.63	$2,096	$2,127	Learn More
NMLS ID: 1025894	7.072%	6.990%	0.63	$2,642	$2,127	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 8.100 % After Intro: 8.100 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Centra Credit Union - Nationwide Branches

Reviews on Centra

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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