California Coast Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Poway	13616 Poway Rd Ste 200, Poway, CA 92064	View Lobby Hours
Encinitas	429 Santa Fe Dr, Encinitas, CA 92024	View Lobby Hours
Menifee	30015 Haun Rd, Menifee, CA 92584	View Lobby Hours
SDSU Campus	Sdsu Conrad Prebys Aztec Student Union Ste 140, San Diego, CA 92182	View Lobby Hours
Kearny Mesa Ruffin	4285 Ruffin Rd, San Diego, CA 92123	View Lobby Hours
University Heights	4470 Park Blvd, San Diego, CA 92116	View Lobby Hours
Solar Turbine	2200 Pacific Hwy Bldg 8, San Diego, CA 92101	View Lobby Hours
Escondido	962 W Valley Pkwy, Escondido, CA 92025	View Lobby Hours
San Diego	440 Beech St, San Diego, CA 92101	View Lobby Hours
Clairemont	4265 Genesee Ave, San Diego, CA 92117	View Lobby Hours
Chula Vista	386 E H St Ste 213, Chula Vista, CA 91910	View Lobby Hours
Carlsbad	5814 Van Allen Way Ste 190, Carlsbad, CA 92008	View Lobby Hours
Oceanside Tri-City	3485 Marron Rd, Oceanside, CA 92056	View Lobby Hours
Hillcrest	1060 University Ave Ste A101, San Diego, CA 92103	View Lobby Hours
La Mesa	8002 La Mesa Blvd, La Mesa, CA 91942	View Lobby Hours
Mira Mesa	8220 Mira Mesa Blvd Ste D, San Diego, CA 92126	View Lobby Hours
Murrieta Hot Springs	40230 Murrieta Hot Springs Rd, Murrieta, CA 92563	View Lobby Hours
Murrieta Madison	24716 Madison Ave, Murrieta, CA 92562	View Lobby Hours
National City	1704 Sweetwater Rd, National City, CA 91950	View Lobby Hours
San Marcos	140 Knoll Rd, San Marcos, CA 92069	View Lobby Hours
Spectrum Center	9201 Spectrum Center Blvd, San Diego, CA 92123	View Lobby Hours
Scripps Ranch	9825 Mira Mesa Blvd, San Diego, CA 92131	View Lobby Hours
El Cajon	898 Jackman St, El Cajon, CA 92020	View Lobby Hours
Temecula	32170 Temecula Pkwy Bldg C, Temecula, CA 92592	View Lobby Hours
Santee	9808 Mission Gorge Rd Ste A, Santee, CA 92071	View Lobby Hours
East Village	777 J St, San Diego, CA 92101	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1429043 License#: RM.804500.000	6.541%	6.375%	0.75	$5,600	$1,997	Learn More
NMLS ID: 2890 License#: MBMB.850089.000	6.750%	6.625%	1.00	$4,141	$2,049	Learn More
NMLS ID: 66247	6.804%	6.750%	0.50	$1,770	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.966%	6.875%	0.50	$3,145	$2,103	Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

California Coast Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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