Americu Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Cortland	3944 NY-281, Cortland, NY 13045	View Lobby Hours
Onondaga Community College	4585 W Seneca Tpke, Syracuse, NY 13215	View Lobby Hours
Cazenovia	82 Albany St, Cazenovia, NY 13035	View Lobby Hours
Lowville	7394 Utica Blvd, Lowville, NY 13367	View Lobby Hours
Camillus	5212 W Genesee St, Camillus, NY 13031	View Lobby Hours
Fayetteville	5439 N Burdick St, Fayetteville, NY 13066	View Lobby Hours
Syracuse	6303 Thompson Rd, Syracuse, NY 13206	View Lobby Hours
Fort Drum	10690 Enduring Freedom Dr # B10750, Fort Drum, NY 13602	View Lobby Hours
Herkimer	326 E State St, Herkimer, NY 13350	View Lobby Hours
Oneida	280 Genesee St, Oneida, NY 13421	View Lobby Hours
Liverpool	7474 Oswego Rd, Liverpool, NY 13090	View Lobby Hours
Griffiss	231 Hill Rd, Rome, NY 13441	View Lobby Hours
Commercial Drive	4957 Commercial Dr, Yorkville, NY 13495	View Lobby Hours
Cicero	6414 State Route 31, Cicero, NY 13039	View Lobby Hours
Auburn	295 Grant Ave, Auburn, NY 13021	View Lobby Hours
Armory Square	200 Walton St, Syracuse, NY 13202	View Lobby Hours
Headquarters	1916 Black River Blvd N, Rome, NY 13440	View Lobby Hours
North Utica	224 N Genesee St, Utica, NY 13502	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.716%	6.625%	0.75	$3,023	$2,049	Learn More
NMLS ID: 3030	7.212%	7.125%	0.88	$2,800	$2,156	Learn More
NMLS ID: Not a Lender						Learn More
NMLS ID: 491986						Learn More

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Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.750 % After Intro: 7.750 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

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