Americu Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Cortland	3944 NY-281, Cortland, NY 13045	View Lobby Hours
Onondaga Community College	4585 W Seneca Tpke, Syracuse, NY 13215	View Lobby Hours
Cazenovia	82 Albany St, Cazenovia, NY 13035	View Lobby Hours
Lowville	7394 Utica Blvd, Lowville, NY 13367	View Lobby Hours
Camillus	5212 W Genesee St, Camillus, NY 13031	View Lobby Hours
Fayetteville	5439 N Burdick St, Fayetteville, NY 13066	View Lobby Hours
Syracuse	6303 Thompson Rd, Syracuse, NY 13206	View Lobby Hours
Fort Drum	10690 Enduring Freedom Dr # B10750, Fort Drum, NY 13602	View Lobby Hours
Herkimer	326 E State St, Herkimer, NY 13350	View Lobby Hours
Oneida	280 Genesee St, Oneida, NY 13421	View Lobby Hours
Liverpool	7474 Oswego Rd, Liverpool, NY 13090	View Lobby Hours
Griffiss	231 Hill Rd, Rome, NY 13441	View Lobby Hours
Commercial Drive	4957 Commercial Dr, Yorkville, NY 13495	View Lobby Hours
Cicero	6414 State Route 31, Cicero, NY 13039	View Lobby Hours
Auburn	295 Grant Ave, Auburn, NY 13021	View Lobby Hours
Armory Square	200 Walton St, Syracuse, NY 13202	View Lobby Hours
Headquarters	1916 Black River Blvd N, Rome, NY 13440	View Lobby Hours
North Utica	224 N Genesee St, Utica, NY 13502	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	6.518%	6.375%	0.88	$4,795	$1,997	Learn More
NMLS ID: 407568	6.872%	6.750%	1.00	$4,097	$2,076	Learn More
NMLS ID: 3030	7.476%	7.375%	1.00	$3,200	$2,211	Learn More
NMLS ID: 491986						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.45% - 10.95*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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