America's First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Leeds Branch	1795 Ashville Rd, Leeds, AL 35094	View Lobby Hours
Ensley Branch	1819 20th Street Ensley, Birmingham, AL 35218	View Lobby Hours
Inverness Branch	2 Inverness Center Pkwy, Birmingham, AL 35242	View Lobby Hours
Mobile Branch	1050 Montlimar Dr, Mobile, AL 36609	View Lobby Hours
Bessemer Branch	2131 19th St N, Bessemer, AL 35020	View Lobby Hours
Cullman Branch	300 4th Ave SW, Cullman, AL 35055	View Lobby Hours
Main Office	1200 4th Ave N, Birmingham, AL 35203	View Lobby Hours
Forestdale Branch	1918 Veterans Memorial Dr, Birmingham, AL 35214	View Lobby Hours
Roebuck Branch	724 Crow Dr, Birmingham, AL 35215	View Lobby Hours
Anniston/Oxford Branch	31 Commons Way, Oxford, AL 36203	View Lobby Hours
Trussville Branch	1910 Gadsden Hwy, Birmingham, AL 35235	View Lobby Hours
Talladega Branch	801 North St E, Talladega, AL 35160	View Lobby Hours
Hoover Branch	3312 Old Columbiana Rd, Hoover, AL 35226	View Lobby Hours
McCalla Branch	4740 Eastern Valley Rd, MC Calla, AL 35111	View Lobby Hours
Hueytown Branch	3052 Allison Bonnett Memorial Dr, Hueytown, AL 35023	View Lobby Hours
Gardendale Branch	1039 Mount Olive Rd, Gardendale, AL 35071	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 447490	6.367%	6.250%	0.75	$3,958	$1,971	Learn More
NMLS ID: 757416	6.435%	6.375%	0.63	$2,016	$1,997	Learn More
NMLS ID: 401822	6.529%	6.375%	1.00	$5,195	$1,997	Learn More
NMLS ID: 3030	7.576%	7.500%	0.75	$2,400	$2,238	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.250 % After Intro: 7.250 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

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