America First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Overton	230 Moapa Valley Blvd, Overton, NV 89040	View Lobby Hours
Overton Administrative Office	1120 N Moapa Valley Blvd, Overton, NV 89040	View Lobby Hours
Las Vegas Craig Road	1225 W CRAIG RD, N LAS VEGAS, NV 89032	View Lobby Hours
Las Vegas Durango	6090 S Durango Dr, Las Vegas, NV 89113	View Lobby Hours
Salem	200 N Main St, Salem, UT 84653	View Lobby Hours
St. George	1564 W Sunset Blvd, Saint George, UT 84770	View Lobby Hours
HAFB East Area	Bldg 230, Hill AFB, UT 84056	View Lobby Hours
Heber Day's Market	892 S MAIN ST, Heber City, UT 84032	View Lobby Hours
Draper 138th	13866 S Bangerter Parkway, Draper, UT 84020	View Lobby Hours
Pleasant Grove Macey's	931 W State Rd, Pleasant Grove, UT 84062	View Lobby Hours
St. George Harmons	1189 E 700 S, Saint George, UT 84790	View Lobby Hours
Las Vegas Shadow Creek Smith's	2255 E Centennial Pkwy, North Las Vegas, NV 89081	View Lobby Hours
Horizon	10608 S Eastern Ave, Henderson, NV 89052	View Lobby Hours
Las Vegas Downtown Summerlin	10965 LAVENDER HILL DR STE 190, Las Vegas, NV 89135	View Lobby Hours
Washington Fields Lin's	2928 East Mall Drive, Saint George, UT 84790	View Lobby Hours
Santa Clara Harmons	3520 Pioneer Pkwy, Santa Clara, UT 84765	View Lobby Hours
Jeremy Ranch Fresh Market	3151 Kilby Rd, Park City, UT 84098	View Lobby Hours
Innovation Center	50 S Main St, Salt Lake City, UT 84101	View Lobby Hours
Boise Office	10356 W Fairview Ave, Boise, ID 83704	View Lobby Hours
1st Valley Credit Union	401 W 2nd St, San Bernardino, CA 92401	View Lobby Hours

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Reviews on America First

jkihl | Feb 27, 2020

Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable

me | Jan 29, 2020

Switched to AF about 5 years ago after previous CU raised minimum rates. Local branch location staff great at remembering customers, great customer service. Not too thrilled with lower rates for savings products and/or higher rates for loan products.

Lg shappart | Mar 27, 2019

Why is America first credit union not matching cd rates at Cyprus and golden west cu on 5 year cd forceing us to change credit unions after 30+ years with America first really disappointed in not being competive.

Read More Reviews

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.356%	6.250%	0.63	$3,600	$1,971	Learn More
NMLS ID: 2059741	6.507%	6.375%	0.75	$4,442	$1,997	Learn More
NMLS ID: 757416	6.583%	6.490%	1.00	$3,110	$2,021	Learn More
NMLS ID: 1025894	6.593%	6.490%	0.88	$3,433	$2,021	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Figure Home Equity See Table	Intro APR 7.350 % After Intro: 7.350 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 600 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.75% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

America First Credit Union - Nationwide Branches

Reviews on America First

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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