America First Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Riverton Wal-Mart	13502 S Hamilton View Rd, Riverton, UT 84065	View Lobby Hours
Kaysville	1302 W 200 N, Kaysville, UT 84037	View Lobby Hours
Herriman	5438 W 13400 S, Herriman, UT 84096	View Lobby Hours
Lehi	1238 East Timpanogos Highway, Lehi, UT 84043	View Lobby Hours
Tooele Macey's	972 N Main St, Tooele, UT 84074	View Lobby Hours
St. George Red Cliffs	2722 Red Cliffs Dr, Saint George, UT 84790	View Lobby Hours
Ogden 20th Street	1979 Washington Blvd, Ogden, UT 84401	View Lobby Hours
Traverse Mountain Harmons	1750 W Traverse Pkwy, Lehi, UT 84043	View Lobby Hours
Tempe Office	1414 W Broadway Rd, Tempe, AZ 85282	View Lobby Hours
Kearns	5219 S 4015 W, Kearns, UT 84118	View Lobby Hours
West Point Smith's	217 N 2000 W, West Point, UT 84015	View Lobby Hours
American Fork	611 W Pacific Dr, American Fork, UT 84003	View Lobby Hours
Service Center	4051 S 1900 W Bldg 5, Roy, UT 84067	View Lobby Hours
Operations Center	1344 W 4675 S Bldg 1, Riverdale, UT 84405	View Lobby Hours
Data Center	4661 S Cozy Dale Dr, Riverdale, UT 84405	View Lobby Hours
Commercial Center	4646 S 1500 W Bldg 2, Riverdale, UT 84405	View Lobby Hours
Management Center	4774 S 1300 W Bldg 3, Riverdale, UT 84405	View Lobby Hours
Bountiful	48 N 500 W, Bountiful, UT 84010	View Lobby Hours
Bountiful Dick's Market	2280 Orchard Dr, Bountiful, UT 84010	View Lobby Hours
Bountiful Smith's 555 S	555 S 200 W, Bountiful, UT 84010	View Lobby Hours
Brigham City	35 E 100 S, Brigham City, UT 84302	View Lobby Hours
Centerville	451 E 400 N, Centerville, UT 84014	View Lobby Hours
Centerville Dick's Market	350 E Pages Ln, Centerville, UT 84014	View Lobby Hours
Layton Fairfield	88 S Fairfield Rd, Layton, UT 84041	View Lobby Hours
Clearfield Kent's	580 S Main St, Clearfield, UT 84015	View Lobby Hours
Clinton	1724 N 2000 W, Clinton, UT 84015	View Lobby Hours
Cottonwood	6924 S 2300 E, Salt Lake City, UT 84121	View Lobby Hours
Draper	520 E 12300 S, Draper, UT 84020	View Lobby Hours
Draper Harmons	672 E 11400 S, Draper, UT 84020	View Lobby Hours
Harrisville	358 N Harrisville Rd, Ogden, UT 84404	View Lobby Hours
Harrisville Wal-Mart	534 N Harrisville Rd, Harrisville, UT 84404	View Lobby Hours
Holladay Millcreek	4519 S 1300 E, Salt Lake City, UT 84117	View Lobby Hours
Hyrum Ridley's	780 E Main St, Hyrum, UT 84319	View Lobby Hours
Hurricane Wal-Mart	180 N 3400 W, Hurricane, UT 84737	View Lobby Hours
Kaysville Bowman's	326 N Main St, Kaysville, UT 84037	View Lobby Hours

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Reviews on America First

jkihl | Feb 27, 2020

Always enjoy competitive CD rates, easy convenient loan processing, and staff is always Ben friendly a knowledgeable

me | Jan 29, 2020

Switched to AF about 5 years ago after previous CU raised minimum rates. Local branch location staff great at remembering customers, great customer service. Not too thrilled with lower rates for savings products and/or higher rates for loan products.

Lg shappart | Mar 27, 2019

Why is America first credit union not matching cd rates at Cyprus and golden west cu on 5 year cd forceing us to change credit unions after 30+ years with America first really disappointed in not being competive.

Read More Reviews

Featured - 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1835285	6.494%	6.375%	0.75	$4,000	$1,997	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750%	1.00	$4,432	$2,076	Learn More
NMLS ID: 401822	7.034%	6.875%	1.00	$5,195	$2,103	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.
Achieve Loans See Table	Intro APR 10.625 % After Intro: 10.625 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501), Equal Housing Lender. All loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. Minimum 640 credit score applies for debt consolidation requests, minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 8.75% - 15.00% and are assigned based on underwriting requirements; offer APRs include a .50% discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and estimated monthly payment of $951 for a 15-year loan. 10, 15, 20, and 30-year terms available (20 and 30 year terms only available for cash out requests). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied and combined loan-to-value ratio may not exceed 80%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

America First Credit Union - Nationwide Branches

Reviews on America First

Featured - 30 Year Fixed Mortgage Rates 2024

Featured - Home Equity Line Of Credit Rates 2024

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